Top Cryptocurrencies to Buy Now as Markets Price in December Fed Rate Cut

Markets are betting the Fed will cut rates in December - and crypto traders are positioning for liftoff.

The Rate Cut Catalyst

Lower interest rates typically weaken the dollar, creating perfect conditions for digital assets to surge. Bitcoin and Ethereum lead the charge, but several altcoins show explosive potential.

Bitcoin: The Digital Gold Standard

BTC remains the cornerstone of any crypto portfolio. Institutional adoption continues climbing while supply gets scarcer every halving cycle.

Ethereum: The DeFi Engine

ETH isn't just cryptocurrency - it's the foundation of decentralized finance. With staking yields beating traditional savings accounts, smart money keeps flowing in.

High-Growth Alternatives

Solana's blistering transaction speeds attract developers while Cardano's methodical approach builds lasting infrastructure. Meme coins? Let's just say some traders have more optimism than sense.

When central banks print optimism, crypto markets print gains. The smart move isn't timing the market - it's having exposure before the crowd realizes what's happening.

FedWatch Tool Shows 71.3% Probability of Rate Cut in December

Global markets, including crypto and stocks, started Monday on a positive note after Optimism rose, with expectations of a Fed rate cut in December climbing to 71.3% in the FedWatch tool. The prediction shows that the December Fed meeting could result in a 25 BPS rate cut. These data support a dovish approach, prompting investors to search for the best crypto to buy now. 

Source: FedWatch tool

The bullish momentum grew after Fed policymaker John Williams said on Friday that interest rates could drop “in the NEAR term.  His comment strengthened expectations of another rate cut in December.

Goldman Sachs chief economist Jan Hatzius wrote, “We expect another Fed cut in December, followed by two more moves in March and June 2026 that take the funds rate to 3-3.25%.” 

Best Crypto to Buy Now For December 2025

This article discusses the top three crypto contenders for maximizing gains in the upcoming bull run:

Bitcoin Hyper Leads Market With $28.3 Million Raised

While the prediction of a rate cut and probability of a bull market increase, smart money, including institutions and crypto whales, is drawn towards bitcoin Hyper (HYPER), which is revolutionizing Bitcoin utility with its innovative layer-2 platform. Despite weak market conditions, the platform has raised a record-breaking $28.3 million in a short period. 

The project aims to give Bitcoin real Web3 capabilities. It introduces a Solana VIRTUAL Machine (SVM) that runs Rust smart contracts and supports DeFi, NFTs, and on-chain gaming. Hyper’s bridge brings wrapped BTC into the system: users send BTC to a tracked address, the bridge checks the block data, and the Layer-2 instantly mints the matching amount. 

This setup delivers what Bitcoin has lacked: quick, low-cost transactions with near-instant finality and far better scalability.

The HYPER presale witnessed a massive pump as Whales poured capital into every stage. After selling over 620 million tokens, the presale is exploding in demand. The current price is $0.013325, with a price increase scheduled in 24 hours, offering a quick ROI to all investors.

Buy Bitcoin Hyper Here

Zcash Consolidates After a Parabolic Move

With renewed market sentiment towards privacy coin and community excitement, Zcash (ZEC) surged exponentially in October. It surged by over 400% in October, reaching a new all-time high of $750 and highlighting strong buying pressure. However, profit-taking and market pressure have brought it into a consolidation, with the price hovering around the $530 support level.

Zcash price chart. Image Courtesy: TradingView

Currently, ZEC is consolidating in a wide range of $450-750. However, bears have taken the price near the lower support. A breakdown of this support level could trigger a fresh downtrend in Zcash’s price. However, a breakout above $750 could push it to achieve the $1,000 target. 

XRP Shows Relative Strength Despite Supply Pressure

As the market prepares to rebound, the best crypto to buy now can be found in names that showed high relative strength even in a bad market. One such name is XRP, while Bitcoin has seen its market cap drop 23% and ethereum down 29% in the past 30 days, XRP has sustained its YTD numbers in positive territory with a 19% decline in the past month. 

XRP price chart. Image Courtesy: TradingView

However, it has experienced some wild price swings, followed by a horizontal consolidation, which continues as bulls and bears maintain a balance in a passive stance. Currently, XRP is trading at $2.04, up slightly over the past 24 hours. 

If it sustains the rebound, it is expected to regain bullish momentum with improving sentiment and may target $2.50. However, failure could lead the xrp price to potentially lower support at $1.90 and $1.60.

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