Why We Added This Coin to Our Portfolio Despite the Market Crash – 2026 Strategy

• Bitcoin and Altcoins: A Macro Check-Up
• Portfolio Breakdown: $100K Strategy
• The XRP Gamble: Why We Bought the Dip
• Coin-by-Coin Technical Outlook
• This Week’s Crypto Triggers
• Our Game Plan
• Q&A: Your Burning Crypto Questions

As bitcoin struggles below $70K and altcoins take a beating, our crypto portfolio reveals a surprising addition: XRP. Here’s our deep dive into the market chaos, technical rebounds, and why holding 36% in stablecoins might be the smartest move right now. Data sourced from TradingView and CoinMarketCap.

Bitcoin and Altcoins: A Macro Check-Up

The crypto market just had its worst week since early 2024. Bitcoin briefly nosedived to $60K—a level not seen since October last year—before limping back to $68,454. Ethereum, Solana, and XRP got hammered even harder, with some losing over 20% in days. What’s driving this? Three things: institutional sell-offs (Coinbase Premium Index turned red), thin order books amplifying volatility, and a shaky tech sector dragging everything down. Oddly, Bitcoin ETFs saw $516M inflows during the dip—was that smart money buying or just short-term trades? We’re betting on the former.

Portfolio Breakdown: $100K Strategy

Here’s where we’re parked right now:

• Bitcoin (BTC): 22% allocation, hovering below the critical EMA-20. RSI hit 15—most oversold since March 2020.
• Ethereum (ETH): 18%, barely clinging to $2K. Weekly RSI at 18 screams "fire sale."
• XRP: New 8% position scooped at €1.00 during what we called an "overdone panic sell."
• Stablecoins (USDT): 36% cash buffer—because catching falling knives hurts.

Total portfolio down 7% this week. Ouch. But compare that to SOL’s 23% plunge, and suddenly our "boring" USDT stash feels genius.

The XRP Gamble: Why We Bought the Dip

When XRP cratered to $1.12 last Tuesday, our charts lit up. That was a 3-year support level holding since 2023. We grabbed a starter position at €1.00 (roughly $1.08 then), targeting a dead-cat bounce. So far, it’s working—XRP rebounded to $1.41. Is it sustainable? The RSI recovering from 17 to 34 suggests yes, but we’re watching the EMA-20 at $1.62 like hawks. Pro tip: If you’re replicating this, BTCC offers zero-fee XRP spot trading for the first $10K.

Coin-by-Coin Technical Outlook

: Needs to reclaim $70K to avoid retesting $62.7K. ETF flows are the wild card.
: Below $2.4K EMA-20 = danger zone. DeFi TVL drops aren’t helping.
: $103 EMA-20 is make-or-break. Meme coin fatigue isn’t helping.
: Our dark horse—only alt holding its EMA-20. RSI 52 = relative strength.

This Week’s Crypto Triggers

Mark your calendars:
-: US Nonfarm Payrolls (Strong jobs = risk-on boost?)
-: CPI inflation data (Hot numbers = rate cut delays = pain)

Our Game Plan

We’re keeping powder dry (hence the 36% USDT). If BTC stabilizes above $70K, we’ll deploy into ETH and SOL. Otherwise, more XRP accumulation between $1.30-$1.50. Remember March 2020? That’s when RSI extremes like these printed generational bottoms.