🚀 XRP Eyes $5 as Mutuum Finance (MUTM) Primed for 40x Surge: Best Crypto Plays for July 2025

The crypto markets are buzzing with two standout contenders—Ripple (XRP) and Mutuum Finance (MUTM). One’s a veteran poised for a breakout, the other a dark horse with explosive potential. Here’s why traders are flipping bullish.

XRP: The $5 Dream

Ripple’s legal battles are fading in the rearview, and the market’s pricing in a moonshot. A $5 target isn’t just hopium—it’s a technical possibility if key resistance cracks. Institutional inflows? Check. Liquidity pumping? Double-check. The only thing missing is Wall Street catching on (slow as ever).

MUTM: The DeFi Sleeper Hit

Mutuum Finance isn’t just another protocol—it’s a leverage machine begging for a 40x run. With yield farmers circling and TVL creeping up, this could be 2021’s PancakeSwap playbook all over again. Just don’t blink—you’ll miss the pump.

Bottom line: While traditional finance debates ‘stablecoins,’ smart money’s already rotating. XRP for the steady climb, MUTM for the degenerate upside. Your move.

XRP Climbs as Bullish Momentum Builds

Ripple’s XRP is currently trading around $3.44, showing steady momentum with intraday swings between approximately $3.36 and $3.47. On-chain metrics reflect growing interest, with futures open interest recently soaring to about $10 billion, a nearly 300% rise since early July. XRP has surged past key resistance zones, chiefly the $3.00 psychological barrier and a long-standing wedge pattern, suggesting bullish strength toward the next target at approximately $4.00. 

Analysts remain cautious, with targets ranging from $4.50 to $5.00 by year-end, while some more optimistic models extend that to $5.05. Part of the latest rally stems from favorable regulatory sentiment, such as U.S. crypto policy shifts, and renewed institutional engagement, including XRP futures and ETF pipeline interest.

Mutuum Finance Presale Phase 5 Crosses $12.8 Million Milestone

Mutuum Finance presale Phase 5 is gaining fire. Over 13800 investors have already made their investments in the presale and have raised $12.8 million, a clear indication of growing hype. Price increases are NEAR since Phase 5 has already reached 85%. Investing now makes it possible for investors to receive the lowest price for the maximum ROI.

Mutuum Finance stands out in the crypto market, not on HYPE but on actual utility and security at scale, with its game-changing dual-lending platform and upcoming USD-pegged stablecoin.

Strengthening Security: Mutuum Finance Launches $50K Bug Bounty

Mutuum Finance in its security and transparency aspect has introduced its official Bug Bounty Program in collaboration with CertiK with a reward of $50,000 USDT. It rewards in four categories namely, critical, major, minor and low where there is reward for all types of vulnerability. This is another aspect which indicates the proactive approach of Mutuum to establish trust in terms of strong infrastructure and good security.

Moreover, the project is creating an Ethereum-based USD-pegged stablecoin. The asset will remain stable in volatile markets in contrast to algorithmic stablecoins that depeg during volatile times. 

Mutuum Finance $100,000 Giveaway

The project is already audited and certified by CertiK paving the way for mass adoption. MUTM is also organizing a $100,000 giveaway  and 10 lucky people will be awarded $10,000 each in Mutuum Finance tokens.

Ripple (XRP) may be pushing toward the $5 mark, but traders are increasingly eyeing Mutuum Finance (MUTM) as the real breakout candidate. At just $0.03 in its fifth presale phase, MUTM has raised more than $12.8 million and attracted 13,800 investors, with over 85% of tokens already sold.

A built-in 16.67% price jump is ahead in phase 6, and projections point to a potential 40x surge after launch. The combination of a dual-lending DeFi model, solid security audit, and strong presale momentum positions MUTM as one of the most promising plays of the season.

For more information about Mutuum Finance (MUTM) visit the links below

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance