Mutuum Finance (MUTM) Charges Toward V1 Sepolia Testnet Launch, Fueled by $20M and 18,500 Backers

A major DeFi contender is gearing up for its first public test—and the market is watching.

Mutuum Finance, a project that has already secured a staggering $20 million in funding from a community of 18,500 individual investors, is on the final approach to launching its V1 protocol on the Sepolia testnet. This move marks a critical transition from theory to practice, letting the code speak for itself in a live, albeit sandboxed, environment.

The Sepolia Proving Ground

Launching on a testnet like Sepolia is the blockchain equivalent of a shakedown cruise. It's where smart contracts face simulated economic attacks, user interfaces get stress-tested, and the core mechanics of lending, borrowing, and yield generation are validated without real money on the line. For Mutuum's large investor base, it's the first tangible proof of progress.

Capital Meets Code

The $20 million war chest isn't just a number—it's runway, developer talent, and security audit budget. It signals serious institutional and crowd-backed belief that Mutuum's approach to decentralized finance can carve out a niche. Whether it's tackling liquidity fragmentation or offering novel collateralization models, the pressure is now on to deliver a product that justifies the hype. After all, in crypto, a large treasury attracts as many skeptics as it does supporters—some might call it a high-stakes experiment in whether money can indeed buy innovation.

The countdown to the Sepolia launch has begun. If successful, it paves the way for a mainnet debut that could shake up DeFi's established order. If it stumbles, it joins the graveyard of well-funded prototypes. The testnet won't lie.

MUTM Phase 6 Presale Approaching Full Subscription

Mutuum Finance (MUTM) is currently in Presale Stage 6, which sees the price of its tokens at $0.035, an increase of 15% from the previous stage. This is followed by the upcoming Stage 7 that will increase the price of the tokens to $0.04, an increase of 20%. This is one of the final stages where the current price of the tokens is significantly lower compared to the final price. More than 18,530 people are already on board and have injected more than $19.5 million. The platform’s two-lending model and the approaching V1 Sepolia Testnet are of significant help to its early adopters, making MUTM a very practical DeFi crypto option.

Mutuum Finance integrates the Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending mechanisms, allowing users to earn interest while retaining possession and control of their assets. The provision of a one-stop DeFi crypto platform that is safe, clear, and flexible makes MUTM a highly functional cryptocurrency for its users.

USD-Pegged Stablecoin & Security Initiatives

Mutuum Finance is soon going to unveil a fully collateralized stablecoin pegged to the USD on the ethereum blockchain platform. The code of the platform has been audited and verified by CertiK to check its credibility and transparency. In addition to this, Mutuum Finance has launched a $50,000 USDT Bug Bounty Program together with CertiK, encouraging users to report bugs based on critical, major, minor, and low severity levels.

As a way to encourage community interaction, Mutuum Finance is conducting a token $100,000 giveaway, whereby ten members will take home $10,000 worth of MUTM tokens. Mutuum Finance has a trust score of 95.0 out of 100 from CertiK, attesting to its robust security system. Given its innovative loan system and sound environment, MUTM appears to be on course to offer a progressive DeFi crypto experience, making it a potential candidate as the next crypto to hit $1.

Hands-On Experience: Sepolia Testnet Lending & Borrowing

Mutuum Finance is set to roll out Version 1 of the lending and borrowing solution on the Sepolia Testnet towards the end of 2025. Early adopters shall be able to access key assets like ETH and USDT with the help of liquidity pools, mtTokens, debt tokens, and an auto liquidator bot. This test network shall give real-life exposure with a firsthand look at the functionality of the platform and cement the importance of MUTM as a DeFi crypto investment opportunity.

The presale is currently in Phase 6, priced at $0.035, where it has received contributions from more than 18,530 investors worth close to $20 million. The next presale, Phase 7, sees the price increase to $0.04, and as such, it is one of the last chances investors get to buy at a discount prior to V1 Sepolia Testnet. MUTM has a two-loan protocol, a pegged USD stablecoin yet to be launched, and a $100,000 free tokens giveaway, among other attributes that make it a functional, secure, and community-oriented DeFi crypto. Early birds are already reserving their spots prior to what is projected as the project that could be the next crypto to hit $1.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance