Kamino’s Platform Rebrand Unleashes Institutional Loans, RWA Integration, and Developer Kits
Kamino just ripped up its own playbook. The platform's major rebrand isn't about a new logo—it's a full-stack assault on the next frontier of decentralized finance.
Institutional Money Meets DeFi
Forget retail-first. Kamino is now rolling out the red carpet for big money. Its new institutional loan products are built for scale, offering the kind of infrastructure that traditional finance desks demand. This isn't just liquidity; it's a bridge for capital that's been watching from the sidelines.
RWAs: The New Collateral Frontier
The platform is making a decisive pivot into Real World Assets. By tokenizing everything from treasury bills to real estate, Kamino is turning tangible, yield-generating assets into programmable DeFi collateral. It answers the perennial crypto question: "Where's the underlying value?" with actual, physical answers.
Empowering the Builders
Perhaps the smartest play is the new developer kit. Kamino is handing builders the tools to construct the future directly on its infrastructure. This move doesn't just expand its ecosystem—it outsources innovation, betting that the best ideas will come from those using its core technology.
The rebrand signals a clear evolution: from a single-product protocol to a comprehensive financial stack. It's a gamble that institutions are ready for on-chain primitives and that DeFi's next growth spurt will be fueled by tangible assets. After all, in finance, the real trick isn't creating value—it's convincing everyone else you already have.
Kamino targets institutional users
During the Solana meme boom, Kamino served retail and whale insiders, providing USDC liquidity against stablecoins.
For 2026, Kamino set a new plan, aiming to offer institutional-grade services. To that end, Kamino unveiled its six new products, partially linked to its lending structure.
Kamino will add a fixed-rate product, locking the borrowing rate for a certain term. FalconX will become the pilot borrower, demonstrating the institutional-grade credit.
Another product will build a lending market through borrowing intents. Potential borrowers will post their desired terms, and will be matched with lenders.
Lending in the crypto space is a bit too volatile. Rates depend on liquidity pool utilization and can vary widely, creating high-risk, unpredictable loans. By necessity, crypto has also had to use much larger collateral to secure some of its loans, leading to inefficiencies that are not acceptable to institutions.
Kamino will also integrate off-chain collateral, allowing on-chain borrowing for assets in qualified custody. The protocol will use chainlink data and issue loans in partnership with Anchorage Digital. Kamino will also join the private credit trend by launching a new BTC-backed USDC vault.
For RWA expansion, the protocol aims to launch a specialized DEX. The protocol will build liquidity for tokenized assets, while also using precise oracles for pricing. Currently, XStocks is the standard of Solana-based tokenized stocks, but the assets are not integrated into DeFi.
The last new product will be a Build Kit, targeting developers with SDK and API access, to integrate Kamino yield into other apps.
Kamino is still the leading lending protocol on Solana
Kamino Lend is still the biggest lending protocol on Solana. As a whole, the chain carries $3.6B locked in lending liquidity, of which Kamino has a share of up to 75%.
The biggest competitor of Kamino is Jupiter Lend, which emerged in the second half of 2025 and quickly started accumulating loans. Initially, Kamino even tried to prevent its users from using Jupiter Lend.
The recent expansion with new products may boost the overall market share of Kamino and offset some of the lost revenues from retail users switching to Jupiter Lend.
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