Swiss AMINA Bank Adopts Ripple’s RLUSD – Is This the Stablecoin to Watch in 2025?

Swiss AMINA Bank just made a power move—integrating Ripple’s RLUSD stablecoin into its ecosystem. Could this be the fastest-growing stablecoin of the year?

Why it matters: In a sea of ‘pegged’ tokens, RLUSD’s institutional backing and AMINA’s Swiss precision make a compelling case. No more ‘trust us, it’s stable’ hand-waving—just cold, hard blockchain efficiency.

The cynical take: Another stablecoin? Wake us up when it survives its first black swan event. But for now, the bulls are running.

RLUSD Gets Institutional-Grade Stablecoin Recognition

Ripple announced the RLUSD launch in December 2024, fully backed by U.S. dollar deposits, government bonds, and cash equivalents, ensuring price stability at $1.

The RLUSD has become one of the fastest-growing stablecoins. Further, the token has processed volumes of $10 billion since its launch, after being listed on multiple leading exchanges, including Gemini, Kraken, and Bitget.

Since January, the stablecoin has shown a 4x supply on Ethereum, given its majority of circulating supply on the network. Additionally, security features make RLUSD appealing to institutional users.

RLUSD has attained a market cap of $469.29 million and stands 164th-largest crypto project by market cap.

Ripple Bids for Fed License – Does it Increase the Efficiency of Ripple Stablecoin?

In another significant move, Ripple has applied for a national bank charter with the US Office of the Comptroller of the Currency (OCC) on Wednesday.

Additionally, the company also applied for a Master Account with the Federal Reserve, which WOULD grant access to the US central banking system, Ripple CEO Brad Garlinghouse confirmed.

True to our long-standing compliance roots, @Ripple is applying for a national bank charter from the OCC. If approved, we would have both state (via NYDFS) and federal oversight, a new (and unique!) benchmark for trust in the stablecoin market.

Earlier in the week via… https://t.co/IdiR7x3eWZ

“This access would allow us to hold RLUSD reserves directly with the Fed and provide an additional LAYER of security to future-proof trust in RLUSD.”