Celo’s MiniPay Stablecoin Wallet Hits iOS and Android—Bank the Unbanked (Or Just Bypass Banks Entirely)

Celo’s lightweight MiniPay wallet—built for stablecoin transactions in emerging markets—just landed on both major mobile platforms. No bloated banking apps, no KYC labyrinths.

Why it matters: With sub-0.01 transaction fees and offline capabilities, MiniPay could actually deliver on crypto’s ’financial inclusion’ promises. Or it’ll become another playground for arbitrageurs—Wall Street’s already sniffing around.

Bottom line: Another brick in DeFi’s wall. Whether it tears down legacy finance or just gives traders a new toy remains to be seen.

Furthermore, MiniPay allows free swaps between supported stablecoins via the Pockets feature. The latter was developed in partnership with. The announcement highlights that stablecoin support also serves as a safeguard against local fiat currency volatility.

Next, Celo enables users to send stablecoins globally for less than $0.01. It also provides local payments in specific regions via Mini Apps for purchases, donations, music streaming, etc.

Moreover, the team claims that its expanding partnership network enables moving between stablecoins and local currencies within a minute. Partners include,,,,,,,,, and others.

7 Million Unique MiniPay Wallets to Date

MiniPay was launched in September 2023 and was originally an integration in. Per the announcement, it has onboarded over 7 million unique wallets to date. Also, it has become the most downloaded browser in Africa. Notably, the release as a standalone app on Android in October added one million downloads.

Therefore, the team expects that this latest MOVE as well will boost the usage of stablecoins as an everyday, mainstream currency for global transfers, payments at local businesses, and savings.

“MiniPay becoming a standalone app is a crucial step in helping people around the world access the global dollar system,” said Jørgen Arnsen, EVP Mobile at Opera. Users can send, receive, spend, and save money “anywhere in the world, and then put their funds to use in so many different ways within our growing ecosystem of Mini Apps. And no one needs to know the complexities of blockchain or crypto,” Arnsen says.

With more than 7 million wallets created across 50+ countries, MiniPay users have access to an intuitive, low-cost platform to send, receive & spend stablecoins instantly & securely.

All it takes is a phone number & a Google or iCloud account to set up your non-custodial wallet.

The team emphasizes that MiniPay and Celo provide a near-zero fee solution. This is particularly relevant in regions like Africa and Latin America, where remittance flows enable users to support their families and local economies.

Additionally, the low-fee feature is necessary for freelancers, remote workers, and users in regions with volatile local currencies.

“The MiniPay wallet and its ecosystem of Mini apps allow millions of users to transact with stablecoins for everyday activities like saving, spending, streaming music, or paying for groceries on terms they understand, and in local currencies they trust,” said Rene Reinsberg, Celo Co-Founder andPresident.

“As a standalone app, MiniPay and the Mini app ecosystem serve as the gateway to the new onchain economy, aligned with Celo’s mission to create prosperity for all,” Reinsberg concluded.

Meanwhile, MiniPay recently announced integration with, the official fiat-to-crypto gateway by crypto exchange.