Interactive Brokers Now Accepts Stablecoin Deposits—Traditional Finance Finally Catches Up
Interactive Brokers just tore down another wall between crypto and conventional trading platforms. The move lets clients fund accounts directly with dollar-pegged stablecoins—cutting settlement times from days to minutes and bypassing traditional banking rails entirely.
Why This Matters for Traders
Forget waiting for ACH transfers to clear. Deposit stablecoins, trade stocks, options, or futures almost instantly. It’s a liquidity injection without the usual friction—and a quiet admission that the old system is too slow for modern markets.
The Bigger Picture: Mainstream Adoption Accelerates
This isn’t a niche crypto exchange playing with new toys. Interactive Brokers handles billions for professional and retail traders globally. Their embrace of stablecoin infrastructure signals a seismic shift—traditional finance is finally building bridges to the digital asset world, not just watching from the sidelines.
One cynical take? The suits only move when client demand—or fear of losing those clients—hits their bottom line. But hey, progress is progress. The gates are opening, whether old guard institutions are ready or not.
Interactive Brokers Adds More Stablecoins for Instant Account Funding
Interactive Brokers added that support for Ripple USD and PayPal USD is expected to go live next week, expanding the range of stablecoins clients can use.
The firm first introduced USDC funding for retail accounts in December and has previously explored the idea of issuing its own stablecoin, according to earlier reports.
The company said stablecoin funding addresses a “critical pain point” for investors, particularly those operating across borders.
Traditional wire transfers can take days to settle and often come with high fees, while stablecoins allow near-instant transfers at lower cost and without banking-hour restrictions.
“Stablecoin funding provides international investors with the speed and flexibility required in today’s markets,” said CEO Milan Galik.
“Clients can transfer funds and begin trading within minutes, while also reducing transaction costs.”
Interactive Brokers began offering crypto trading services in 2021, initially supporting bitcoin and Ether before adding more tokens in later years, including Solana and XRP.
Your funding doesn’t need banking hours.
Stablecoin deposits = 24/7 account funding @ Interactive Brokers
See how
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The latest expansion reflects growing demand from clients seeking faster ways to MOVE capital into trading accounts as crypto assets become more integrated into mainstream finance.
The rollout comes as stablecoins continue to gain traction globally. Throughout 2025, governments, banks and financial institutions increasingly explored stablecoins for payments and settlements, helping drive the sector’s growth.
Data from DefiLlama shows the total stablecoin market capitalization has now climbed above $310 billion, up sharply from a year earlier.
Stablecoin Transactions Hit $33 Trillion in 2025 as USDC Leads Usage
Global stablecoin transaction value reached $33 trillion in 2025, marking a 72% increase from the previous year, according to Bloomberg data compiled by Artemis Analytics.
USDC emerged as the most-used stablecoin by transaction volume, processing $18.3 trillion, while Tether’s USDT handled $13.3 trillion, despite maintaining its lead by market capitalization at $187 billion.
The surge in activity followed the passage of the GENIUS Act in July 2025, the first comprehensive U.S. regulatory framework for payment stablecoins.
Industry participants say the legislation has provided legal certainty that encouraged broader institutional and global adoption.
As reported, stablecoin usage on fintech platform Revolut also accelerated sharply in 2025, with payment volumes estimated to have climbed 156% year over year to roughly $10.5 billion, as digital dollars gain ground in everyday payments.
