Best Crypto To Buy Now 20 December – XRP, SOL, ETH

Forget the traditional finance playbook—the real action is happening on-chain. As 2025 draws to a close, three digital assets are flashing signals that demand attention from anyone with skin in the game.

XRP: The Legal Marathon Runner

Ripple's native token isn't just trading; it's navigating a regulatory gauntlet that would make a traditional banker reach for the antacid. Every court filing sends ripples—pun intended—through its valuation, proving that in crypto, a single legal brief can be more powerful than a quarterly earnings report.

Solana: The Speed Demon's Comeback

SOL isn't just recovering; it's executing a textbook V-shaped reversal that leaves slower chains in the digital dust. Its throughput makes legacy financial networks look like they're running on dial-up, processing transactions while traditional settlements are still 'pending.'

Ethereum: The Established Innovator

ETH continues to be the bedrock. While newer chains chase hype, Ethereum's ecosystem quietly builds the infrastructure that will underpin the next decade of finance—all while its transition to a deflationary model slowly strangles the supply, a masterclass in economic design that central banks still can't seem to grasp.

The bottom line? While Wall Street analysts debate P/E ratios, these networks are rewriting the rules of value itself. Just remember, in a market this volatile, today's 'best buy' is tomorrow's lesson—always do your own research before following any headline, even this one.

XRP (XRP): Reshaping Global Payments

Ripple’s XRP ($XRP) remains a major force in the cross-border payments space, thanks to its near-instant transaction speeds and extremely low fees. Built to modernize global payment rails, the XRP Ledger (XRPL) is a faster and cheaper alternative to legacy systems like SWIFT.

XRP’s importance has been recognized at the institutional level, with references appearing in reports from the United Nations Capital Development Fund and the White House. Supported by Ripple’s expanding network of fintech partnerships, XRP has climbed to become the third-largest cryptocurrency outside of stablecoins, boasting a market capitalization above $113 billion.

Following the resolution of Ripple’s long-running legal battle with the U.S. Securities and Exchange Commission, XRP surged to its first new all-time high (ATH) in seven years, topping out at $3.65. Since then, the token has pulled back by roughly 49% and is currently trading NEAR $1.87.

The debut of five spot XRP ETFs in the U.S. has driven fresh institutional interest, though much of the demand is not reflected in current prices, probably due to the market pricing it in. Looking ahead, further ETF approvals and clearer regulatory guidance could act as powerful tailwinds. Under favorable conditions, XRP could MOVE back toward record highs by New Year.

Solana (SOL): High-Speed Blockchain Targeting a Potential $1,200 Move

Solana ($SOL) has firmly established itself as a leading smart-contract platform, known for its rapid transaction processing and minimal costs. With a market cap around $71 billion and nearly $9 billion in total value locked (TVL) across its DeFi ecosystem, solana continues to stand out as Ethereum’s strongest rival.

Recently launched Solana spot ETFs from firms such as Grayscale and Bitwise could pave the way for meaningful institutional inflows, similar to the capital surges that previously boosted Bitcoin and Ethereum.

After sliding to around $100 earlier this year, SOL has rebounded and now trades close to $125, hovering at a key technical support level. Its also below its 30-day moving average, which suggests a small price surge back to $130 or $140 may happen over the weekend.

The next significant resistance lies near $250. A clean break above that zone could send SOL past its prior all-time high of $293.31. In a strong holiday-driven rally, SOL could even hit $500 although weak festive performance is unlikely to cause any major losses, so in a bear case, Solana will probably hold the fort somewhere in the support zone it’s currently in.

Beyond price action, Solana is also emerging as a preferred network for real-world asset (RWA) tokenization. Major financial players including BlackRock and Franklin Templeton have selected Solana to launch tokenized investment products.

Ethereum ($ETH): The Smart-Contract Giant Prepares for Its Next Phase

Ethereum ($ETH) continues to underpin decentralized finance and much of the broader Web3 landscape, supported by a market capitalization north of $357 billion.

With more than $69 billion TVL, Ethereum remains the dominant platform for smart contracts and decentralized applications, reinforcing its central role in the blockchain ecosystem.

In a strong market cycle, ETH could push toward the $6,500 level by the end of the year, a significant leap from its current price around $2,966 and well beyond its previous all-time high of $4,946 set in August.

The recent Fusaka upgrade, implemented at the start of the month, substantially improves data availability for Layer-2 networks while enhancing security, efficiency and scalability. These changes could help drive ETH toward $5,000 before month-end.

That said, a move to five figures will likely depend on clearer U.S. regulations and a supportive macroeconomic environment, both of which could unlock greater institutional participation.

Earlier this year, ETH broke out from a bullish flag formation, rallying from $1,800 to a fresh peak. Sustained momentum will be essential if Ethereum is to get a new ATH by New Year.

SUBBD Uses AI and Blockchain to Revolutionize the Creator Economy.

Among newer projects, SUBBD ($SUBBD) is drawing attention as an AI-powered content platform aiming to disrupt the $85 billion creator economy. The project focuses on empowering creators with better monetization tools while offering fans more meaningful engagement.

Unlike traditional subscription services that can take fees of up to 20% and limit community ownership, SUBBD adopts a decentralized approach that removes intermediaries. The concept has resonated with early supporters, raising $1.4 million during its presale.

Have you SUBBD yet?pic.twitter.com/d8uy5IYHTi

Users gain access to token-gated content, early drops and exclusive discounts, helping creators build stronger, more direct relationships with their communities.

To stay updated, you can follow SUBBD across X, Telegram, and Instagram, or join the ongoing presale directly through their website.