Finst Storms France with Game-Changing Fee Structure

Digital banking's latest disruptor just crossed the Rhine—and traditional French banks should be sweating.

Competitive Fees, Unmatched Access

Finst isn't just entering the French market—it's slicing through the red tape with fee structures that undercut legacy institutions by double digits. No more 'service charges' that magically inflate every quarter.

The New Frontier in Franco-Finance

French consumers finally have an alternative to banking giants that treat digital assets like a suspicious odor. Finst's arrival signals more than competition—it's a referendum on an outdated system.

Because nothing disrupts complacency like watching customers flock to better options while traditional banks still charge for paper statements. Bienvenue to the revolution.

In brief

• Finst arrives in France with ultra-competitive fixed fees of 0.15%.
• 340 cryptocurrencies available in a regulated and secure framework.
• European MiCA license and full transparency with proof of reserves.

Trading fees: 0.15% vs 2.2% with the competition

Finst’s main asset lies in its . The platform offers fixed trading fees of , with no added spread or hidden fees. To put this offer into context, buying €1,000 of Bitcoin (BTC) costs only, compared to an average of €22 at six other major players in the French market according to the company’s internal study.

This pricing difference is explained by Finst’s positioning, applying the same disruptive model its founders developed at DEGIRO for traditional stocks. The platform obtained its MiCA (Markets in Crypto-Assets) license in July 2025, enabling it to legally operate throughout the European Union.

Fee comparison on the French market

A complete offer for all investor profiles

340 cryptocurrencies and over 115,000 trading pairs

Finst stands out for the, offering 340 cryptocurrencies tradable in euros, or over 115,000 trading pairs in total. This comprehensiveness allows investors to access both established cryptocurrencies (Bitcoin, Ethereum) as well as emerging altcoins in a regulated environment.

Advanced services and innovative features

The platform offers several high value-added services:

• Free deposits and withdrawals via instant SEPA transfer;
• Cryptocurrency transfers from and to external wallets;
• Flexible staking with the highest rates in France on 7 cryptocurrencies according to Finst;
• Scheduled investment plans to automate purchases according to a chosen frequency;
• Cryptocurrency bundles: one-click purchase of a diversified basket with automatic monthly rebalancing;
• Full API for institutional clients.

Institutional security and maximum transparency

Multi-layer security architecture

Security is one of the pillars of Finst’s offering. Euro funds are held in segregated accounts at Bunq, a licensed Dutch bank, whilefrom Finst’s assets through a separate custodian entity and kept on a 1:1 basis.

First audited proof of reserves in the Netherlands

Finst wasto publish an independently audited proof of reserves, guaranteeing full transparency on the custody of client assets. This proactive transparency approach meets the growing demands of investors post-FTX.

MiCA License: a European competitive advantage

Since July 23, 2025, Finst holds a MiCA license, positioning the platform among theunder the new regulation. This license acts as a European passport allowing Finst to operate in the 27 EU countries without additional constraints.

Competitive context: a French market in full transformation

Current landscape of crypto platforms in France

The French crypto platform market today counts more than a hundred companies registered with the AMF such as Binance, Coinbase, Coinhouse, Bitpanda. This intense competition has paradoxically kept fees high, creating an opportunity for newcomers like Finst.

The DEGIRO effect applied to cryptocurrencies

Finst was founded by two former executives of DEGIRO, a solid trading platform with rock-bottom fees. This expertise in disruptive pricing naturally translates to the crypto market, where average fees remain prohibitive for retail investors.

European expansion and 2025-2030 ambitions

Explosive growth in the Netherlands

The company officially launched its services in January 2023 and quickly found its audience. In less than three years, Finstand recorded nearly 8 million transactions, representing several billion euros in annual trading volume.

Strategic acquisition of Anycoin Direct

In November 2024, Finst accelerated by announcing it had acquired Anycoin Direct, one of the oldest crypto platforms in the Netherlands (founded in 2013). This acquisition strengthens Finst’s position in the Dutch market and brings additional technical expertise.

Goal: European leader by 2030

Julien Vallet, CEO and co-founder of Finst, displays: “to become the leading crypto platform in Europe within five years“. This expansion will rely on the proven model in the Netherlands and the obtained MiCA license.

What this means for French investors

Drastic reduction in investment costs

For a French investor purchasing €10,000 of cryptocurrencies monthly, theby using Finst instead of a traditional platform charging 2% fees.

Professionalization of the retail offer

Finst’s arrival marks a, with institutional standards (asset segregation, independent audit, MiCA regulation) offered to individuals at competitive rates.

Easier access to advanced strategies

The features ofanddemocratize access to sophisticated investment strategies, traditionally reserved for experienced investors.

Practical guide: how to use Finst

Registration and verification

Registration on Finst takesaccording to the platform. The process includes:

• Account creation with email and password
• Identity verification (KYC) compliant with European standards
• Account activation and first deposits

First use

For more details on fees and services, visit finst.com/fr/fees.

The statements and opinions expressed in this article are solely those of the author and should not be considered investment advice. Investing in crypto-assets carries a risk of loss. Effectu

Finst operates in France thanks to itsissued by the Dutch AFM, valid throughout the EU.

, with no spread or hidden charges. Free SEPA deposits and withdrawals.