MoonPay Supercharges Solana Staking With 8.49% APY—Wall Street’s Savings Accounts Just Got Shamed

MoonPay just dropped a crypto staking grenade—and traditional finance didn't see it coming.

Liquid Gold on Solana

The fiat-crypto gateway now lets users stake SOL without lockups while earning 8.49% yields. That's roughly 8x what your bank offers for parking cash—if you ignore the FDIC insurance, of course.

How It Works

Stake through MoonPay's interface, receive liquid staking tokens in return, and redeploy your capital anywhere in Solana's DeFi ecosystem. No more choosing between yield and liquidity—the holy grail crypto's been chasing since the first MakerDAO CDP.

The Fine Print

That juicy APY comes with standard crypto disclaimers: smart contract risks, validator penalties, and the ever-present specter of regulatory scrutiny. But let's be real—after 2023's 0% interest rate trauma, even crypto natives will take those odds.

One thing's clear: while TradFi banks argue over 25bps rate adjustments, crypto infrastructure keeps rewriting the rules of finance. Whether that's progress or recklessness depends entirely on your risk tolerance—and how much you enjoy watching hedge fund managers sweat.

In brief

• MoonPay simplifies staking: minimum deposit of 1 USD, with a reward every two days.
• Solana surpasses Ethereum with over 53 billion dollars staked, attracting strong demand.
• Maximum flexibility: no lock-up and the ability to withdraw at any time, without constraints.

Solana on the rise: liquid staking becomes a lever of choice

Solana, whichin terms of total value staked (53.9 billion dollars versus 53.7 billion for Ethereum), establishes itself as a. Indeed, Solana offers an, much higher than. A differential that appeals both to experienced crypto investors and newcomers to the decentralized finance universe.

This, where users can, fits into a growing trend. According to Ivan Soto-Wright, CEO of MoonPay, the goal is towhile offering attractive yields thanks to blockchain. In his words:

We have created a product that reflects the ease of a savings account, but with the potential of blockchain networks behind it.

Launched, this feature, available, offers an 8.49% yield for Solana holders. Users can stake starting from 1 USD and receive rewards every two days.

An offer adapted to the general public: MoonPay simplifies staking

MoonPay stands out through its desire to make liquid staking as accessible as possible. While, MoonPay bets on, especially non-technical investors. The one-tap interface allows users to participate in staking without having to interact directly with tokens or complex protocols.

With, MoonPay allows a broad audience towhile simplifying the interface. This offer echoes MoonPay’s goal to make decentralized finance accessible to all, including those with little experience in the field. The objective:and attract a wider audience, including those who had never considered investing in crypto assets before.

MoonPay has also played a key role in integrating a staking product that allows total flexibility. Users can withdraw their funds at any time, unlike other products that impose lock-up periods. This makes the offer particularly attractive to occasional investors who seek profitability without taking too many risks.

Growth and competition: MoonPay facing the giants of crypto

While Solana attracts users due to higher yields, the competition in the liquid staking domain is fierce. Platforms like Marinade and Jito also offer competitive yields, but MoonPay’s flexibility and ease of use could allow it to stand out. Indeed, MoonPay’s goal is not just to compete with these platforms but to simplify the access process to Solana and its yields.

Staking platforms like Marinade and Jito offer similar yields and flexible liquidity, but they often address a more knowledgeable audience due to the complexity of their interfaces. MoonPay, with, targets the general public market directly, which could attract a significant number of investors who have not yet taken the crypto staking step.

Key figures:

• Solana surpasses Ethereum: In April 2025, Solana exceeded Ethereum with 53.9 billion dollars staked.;
• Attractive yield: Solana staking offers an annual yield of 8.3%, versus 3.2% for Ethereum;
• An accessible product: Staking from 1 USD, with rewards distributed every two days;
• Institutional adoption: Companies like DeFi Development Corp and Upexi have acquired millions of SOL.

Thanks to its ease of use and low entry threshold, MoonPay succeeds in capturing a share of the growing market, while offering a flexible and accessible alternative to Solana staking.

In an environment where crypto staking platforms are flourishing, MoonPay stands out with a smooth and accessible solution. However, competition remains fierce. For example, Kraken recently launched a groundbreaking BTC staking service, allowing its users to put their BTC to work for passive yield. This illustrates the strong demand for innovative staking services.

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