Europe’s Second Neobank Just Democratized Crypto—No More VIP-Only Bullshit

Another day, another fintech ’revolution’—but this one might actually matter. Europe’s second-largest neobank just tore down the gates to crypto trading, letting normies play alongside the whales. No six-figure minimums, no ’accredited investor’ hoops—just a login and a dream.

How it works: Their app now slaps a crypto tab right next to your sad euro balance. Buy/sell major coins with the same swipe you use for overpriced oat lattes. Instant settlement, built-in cold storage (take notes, Coinbase), and—shockingly—no 3am ’maintenance’ during volatile swings.

The catch? They’re still charging spread fees that’d make a Swiss private banker blush. But hey, at least you’re not wiring life savings to some offshore ’exchange’ run by a Twitter anon.

Bottom line: Banks finally realizing crypto isn’t just for laundering—it’s for laundering *efficiently*. Your move, legacy finance.

In Brief

• Bunq integrates 300 cryptos into its app, allowing its European users to invest easily.
• The partnership with Kraken guarantees transaction security and accessibility of digital assets.
• After two consecutive years of profits, Bunq plans expansion to the United States and the United Kingdom.

Bunq Crypto, the tool missing from the arsenal

An account in five minutes, 300 cryptos available, banking security and a polished interface: Bunq made a strong move. At a time when users are fed up juggling between apps, wallets, and more or less dubious Bitcoin exchanges,.

Our users have long awaited a simple, secure, and transparent solution to invest in digital assets.

, customers in six European countries (France, Belgium, Spain, Ireland, Italy, Netherlands) could access this novelty, with expansion plans towards.

Where some competitors are still tinkering,, one of the giants in the crypto sector, to guarantee the reliability of transactions. An alliance that secures just as much as it reassures, at a time when crypto regulation is becoming clearer.

“We now feel confident enough to offer this to the public,” Niknam says. So, no more excuses not to get into Bitcoin or Ether.

A well-oiled offensive backed by economic success

Bunq is not playing the crypto card on a whim. The neobank is riding, with a net profit of 85.3 million euros in 2024 (+65%). Better yet, it now boasts, a figure boosted by a strategy clearly designed for digital nomads and other banking globe-trotters.

Its partnership with Kraken is just the beginning. In parallel, Bunq has applied for a, the first step in a two-phase strategy. The idea? Start by, before securing a full banking license by the end of 2025.

And it doesn’t stop there. The Bunq mobile app now also integrates… The range becomes formidable. As a good conductor, Ali Niknam sums it up:

Our users live an international life, they need a global bank.

Crypto, in all this? A central piece in a strategy where user experience is paramount.

The “all-in-one” bet already attracts competition

If Bunq is moving forward openly, it’s also because. The integration of cryptos into banking offers is no longer a fantasy. Revolut had already launched by the end of 2024. But Bunq pushes the concept further: everything is designed to simplify access to this still perceived obscure universe as much as possible. One figure speaks for itself:.

By allowing the purchase of BTC or SOL without leaving the banking app, Bunq is betting on. Regulation becomes an ally, not a hindrance. Above all, the offer comes at a time when Kraken, its partner, is also preparing its. A winning double strategy?

On the user side, the idea of a single platform is appealing. The unification of services – banking, savings, investment, crypto –time, energy… and profitability. Bunq wants to capitalize on this aspiration. All this in a colorful, smooth, intuitive interface. A bank without a counter, but not without vision.

With its “crypto at a swipe” solution, Bunq is not content to follow the trend: it integrates it into its DNA. But to impose this new standard, it will have to overcome a symbolic wall: that of lasting trust, as some do with bitcoin. The next test? The natural resistance of the public to banking innovations, and the 65% mentioned this weekend, which still needs to be transformed into real adoption.

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