Ripple President Forecasts Crypto Adoption Explosion in 2026—Even Amid the Downturn
Forget the bear market noise. The real crypto surge is just getting started.
Ripple's top executive just dropped a bombshell prediction that cuts through the current slump. Mainstream adoption isn't just coming—it's about to hit hyperdrive. We're talking about a fundamental shift in how the world moves value.
The Institutional Floodgates Are Opening
Banks and payment giants aren't just dipping a toe anymore. They're building the plumbing for a digital asset economy that bypasses traditional, sluggish systems. The infrastructure built during the last cycle is finally ready for prime time.
Regulation: From Roadblock to Rocket Fuel
Clarity is coming. Global frameworks are crystallizing, giving big money the green light to finally deploy capital without legal nightmares. It's the kind of boring, procedural progress that excites CFOs more than any meme coin ever could.
Beyond the Speculation
This isn't about retail FOMO chasing the next pump. It's about utility. Cross-border settlements, tokenized real-world assets, and programmable money are moving from pilot programs to production. The use cases are graduating from theory to balance sheets.
So, while short-term traders panic over price charts, the architects are busy laying the foundation for the next decade. The 2026 boom won't be built on hype—it'll be built on utility. And maybe, just maybe, it'll finally give those skeptical Wall Street veterans something to worry about besides their dwindling advisory fees.
Source: X (formerly Twitter)
This shows it’s faith in the future, even when the broader market is under pressure.
Crypto Is Moving From Speculation to Real Use
Monica Long believes digital currency is no longer just about trading. She says it is becoming the operating LAYER of modern finance. Banks, companies, and governments will start using digital asset tools for real business needs like payments, treasury management, and asset tokenization.
When Ripple President Predicts Crypto growth, it is based on infrastructure, not hype. They are building systems that can support stablecoins, custody services, and onchain assets in a regulated way.
Stablecoins Will Power Global Payments
Stablecoins lie at the very center of Ripple’s vision for a future financial system. Ripple’s RLUSD, and more regulated stablecoins, is already expected to be at the base of worldwide settlements. Stablecoins already handle more transactions and have a market value that exceeds $300 billion.
VISA and Stripe are also incorporating stablecoins into their systems. This will make cross-border transactions speedier, with improved liquidity, reduced costs, and all of this achieved through stable coins. Firm Sees digital assets adoption Primarily through Stable Coins.
Fortune 500 Companies Are Getting Ready
Another big reason why Monica Long Predicts Crypto growth is because of corporate adoption. By 2026, almost 50% of Fortune 500 companies are expected to have formal digital currency strategies.
Stablecoins
Tokenized assets
Onchain treasury tools
Digital financial products
Crypto is slowly becoming a normal business tool instead of a risky experiment.
Brad Garlinghouse at Davos Shows Institutional Trust
Ripple’s presence at Davos 2026 made headlines. Brad Garlinghouse appeared on major panels with central bankers and financial leaders like Blackrock. No other major Layer-1 blockchain had this level of visibility.
The organisation also co-sponsored USA House along with Microsoft. This shows that the firm is gaining trust from traditional finance and big technology companies. It strengthens the idea behind is that this firm is becoming part of the global financial system.
XRP Price Remains Under Pressure
According to CoinMarketCap, XRP is trading NEAR $1.90 after dropping 2.9% in 24 hours and 12.5% in a week. The main reasons are the loss of $1.95 support, $55M outflows from the Grayscale XRP ETF, Bitcoin’s 4% fall, and over $1B in market liquidations.

Source: Coinmarketcap
It is now testing $1.88 support. If it breaks, the price may slide toward $1.81. A recovery needs XRP to hold above $1.88, ETF selling to slow, and overall market stability. A move back above $1.95 WOULD signal strength.
Conclusion
The message is clear. Prices show fear, but Ripple shows confidence. Ripple President Predicts Crypto adoption will surge in 2026 because real-world use is growing. Stablecoin payments, institutional custody, tokenization, and corporate adoption are pushing digital assets into the financial mainstream.