Y Combinator, Base and Coinbase Ventures Launch ’Fintech 3.0’ as Finance Goes On-Chain - The Next Evolution Begins

Traditional finance meets its blockchain-powered future as Silicon Valley's elite back the on-chain revolution.

The Power Trio Behind Fintech's Next Leap

Y Combinator's startup magic combines with Base's scaling solutions and Coinbase Ventures' crypto expertise—creating a perfect storm for financial disruption. They're not just building apps; they're rebuilding the entire financial infrastructure from the ground up.

On-Chain Finance: No More Middlemen

Smart contracts replace paperwork. Blockchain transparency cuts through regulatory fog. Settlement times drop from days to seconds. The system finally works for users instead of institutions—imagine that.

Wall Street's Worst Nightmare

While traditional banks debate which legacy system to patch next, this coalition builds the replacement. They're bypassing the entire financial gatekeeping industry—no permission needed, no favors asked.

The timing couldn't be more perfect—or more threatening to institutions that still think 'blockchain' is something you need chainsaw to handle.