Ripple’s RLUSD Stablecoin Poised to Topple Tether’s Throne in 2025

The stablecoin wars just got hotter—Ripple’s RLUSD is gunning for Tether’s crown. With institutional backing and a regulatory-friendly design, this isn’t just another altcoin; it’s a direct shot across the bow of crypto’s reigning stablecoin giant.

Why Tether should sweat

RLUSD isn’t playing the ‘me-too’ game. Ripple’s leveraging its existing banking partnerships and cross-border payment rails—something Tether’s anonymous founders never bothered with. The result? A stablecoin that might actually pass SEC scrutiny (imagine that).

The domino effect

If RLUSD gains traction, watch for Tether’s reserves to face renewed scrutiny—again. Nothing shakes up a market like a well-funded competitor with lawyers on speed dial. And let’s be honest: the crypto space could use a stablecoin that doesn’t give auditors nightmares.

Bottom line: The ‘stable’ in stablecoin might finally start meaning something—or at least give traders fresh ammo for the next market cycle. Because nothing says ‘financial revolution’ like swapping one centralized token for another.

Regulatory Advantages for RLUSD and XRP

Versan Aljarrah claimed via his X account that the passage of the GENIUS Act through the House and its signing by Donald TRUMP clarifies the stablecoin framework in the U.S., offering Ripple’s RLUSD a strategic position. The fully compliant nature of RLUSD’s reserves constitutes a central argument in his statements. He described the XRP Ledger as a neutral, trustless infrastructure for global consensus. By tokenizing U.S. debt and integrating it into XRP’s liquidity layer, RLUSD will facilitate real-time cross-border payments, marking a paradigm shift in the post-SWIFT world.

The analyst noted Ripple$4’s continued issuance of new RLUSD units as indicative of potential scaling capability. He also mentioned the possibility of a gold-backed stablecoin on XRP, arguing that after laying a regulatory foundation, a Treasury-backed Gold stablecoin phase could redefine trust.

Tether’s Dominance Under Threat

Aljarrah acknowledged the vast difference in the stablecoin market, where USDT stands at $161 billion compared to RLUSD’s $527 million. He predicted that heightened regulatory pressure will curtail off-the-record issuance models, prompting capital to shift towards compliant stablecoins with transparent reserves. His forecast was underscored by statements such as “The offshore game is over” and “Tether’s shadow bank and liquidity provider days are numbered.” Aljarrah interpreted Tether’s plan to launch a U.S.-based stablecoin amidst regulatory clarity pursuits as an acknowledgment of regulatory pressures.

Aljarrah emphasized that as regulatory frameworks reshape the market structure, RLUSD and XRP will leverage their speed, transparency, and compliance attributes. He believes that as regulatory intensity increases, capital will inevitably gravitate towards regulation-compliant coins. Moreover, he expects the combination of XRP’s liquidity LAYER and RLUSD’s reserve composition to erode Tether’s market share.