Ripple Makes Power Play: Crypto Giant Circles Circle for Potential Takeover
Ripple’s vaults must be overflowing—the cross-border payments heavyweight is eyeing a blockbuster acquisition of stablecoin titan Circle. If this deal lands, it reshapes crypto’s regulatory chessboard overnight.
Why this matters: A Ripple-Circle merger would create a payments juggernaut with both the infrastructure (XRP Ledger) and the liquidity (USDC) to challenge SWIFT’s creaking monopoly. Wall Street analysts are already hyperventilating into their spreadsheets.
The cynical take: Nothing unites crypto rivals faster than the smell of fresh banking licenses—and Circle’s recent regulatory wins make this look like a land grab dressed as innovation.

Ripple’s Offer and Market Expectations
Ripple’s proposed $20 billion offer to acquire Circle is seen as part of the company’s efforts to strengthen its market position. Despite the company’s officials refraining from public comments, some experts suggest that the figure could be excessively high. Evaluations regarding Ripple CEO Brad Garlinghouse’s strategies are also being made.
Scott Melker: “Brad Garlinghouse considers taking serious steps to increase the offer.”
Expert Opinions and Market Evaluations
Market experts emphasize the need for a careful examination of the deal’s valuation and offer increase norms. Circle is estimated to be valued at around $5 billion, and with an applied premium of 20% to 30%, the offer is expected to range between $6 billion and $6.5 billion. This underpins opinions that the $20 billion figure seems unrealistic.
Dom Kwok: “The XRP platform’s offer for Circle is likely to be between $6 and $6.5 billion.”
Furthermore, legal perspectives regarding Ripple also come into play. XRP lawyer John Deaton suggests the possibility of increased competition between the parties. In this context, it is proposed that other significant market players like Coinbase could also join the process.
John Deaton: “A potential bidding war between Ripple and Coinbase might occur.”
Circle’s positioning as a stable asset provider indicates that a potential deal could significantly impact market dynamics. The acquisition is seen as a step that could reshape the balance of the current ecosystem.
Developments reveal a cautious approach by both Ripple and market players. While uncertainties about the deal details and final figures persist, investors and industry followers continue to closely watch the unfolding events.
Elements within the news offer significant insights into market dynamics and companies’ strategic maneuvers. Investors should evaluate the potential impacts of such developments on the market while being aware of existing uncertainties.
You can follow our news on Telegram, Facebook, Twitter & Coinmarketcap Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.