Solana (SOL) Price Surges Bullish in 2025, But This $0.035 DeFi Gem (MUTM) Steals Retail Spotlight as Q4’s Hottest Crypto Buy
- Is Solana’s Rally Sustainable in Q4 2025?
- Why Are 17,380 Investors FOMOing Into Mutuum Finance?
- How Does Mutuum’s Passive Income Compare to Staking?
- What Makes MUTM’s Borrowing Model Unique?
- When Will MUTM Hit Major Exchanges?
- FAQ: Your Quick Guide to the SOL vs. MUTM Debate
As solana (SOL) stages a bullish comeback toward $250, retail investors are quietly piling into Mutuum Finance (MUTM) at $0.035 – a DeFi dark horse that’s already raised $17.8M in its presale. While SOL whales make waves, smart money is betting on MUTM’s dual lending ecosystem to outperform during crypto’s next big rally.
Is Solana’s Rally Sustainable in Q4 2025?
Solana’s 30% October surge has traders buzzing, with Coinmarketcap data showing SOL testing resistance at $210. "The network’s developer activity hit 2025 highs last week," notes BTCC analyst Mark Chen. "If SOL holds above $195 support, we could see $240-$250 before December." The blockchain processed 4,200 transactions per second this month – its best performance since the 2023 bear market.
Why Are 17,380 Investors FOMOing Into Mutuum Finance?
Phase 6 of MUTM’s presale is 70% sold at $0.035, with Phase 7 expected to launch at $0.042. The project’s unique P2P/P2C lending model lets users:
- Earn 8-12% APY on stablecoin deposits (TradingView data shows this beats CeFi rates)
- Borrow against crypto collateral without liquidations
- Access undercollateralized loans via credit scoring
How Does Mutuum’s Passive Income Compare to Staking?
While SOL stakers earn ~6% annually, MUTM’s liquidity pools currently offer:
| Asset | Average APY | 30-Day High |
|---|---|---|
| USDT | 9.2% | 11.8% |
| ETH | 7.5% | 9.3% |
What Makes MUTM’s Borrowing Model Unique?
Unlike Aave or Compound, Mutuum allows:
- No liquidation thresholds (repay anytime)
- Dynamic interest based on creditworthiness
- Multi-asset collateral baskets
When Will MUTM Hit Major Exchanges?
Insiders suggest listings on BTCC and other Tier 2 exchanges could come by December 2025, following the presale’s conclusion. The team has allocated:
- 40% for liquidity provisioning
- 25% for ecosystem incentives
- 15% for strategic reserves
FAQ: Your Quick Guide to the SOL vs. MUTM Debate
Is Solana or Mutuum Finance better for short-term gains?
SOL offers higher liquidity for trading, but MUTM’s low float could mean bigger swings when exchange listings occur.
What’s the risk profile difference?
SOL is a proven LAYER 1 but faces chain congestion risks. MUTM is untested at scale but solves novel DeFi problems.
Can I participate in MUTM’s presale from the US?
The platform accepts global participants except restricted jurisdictions (check their website for details).
