🚀 Ripple & Amina Bank Team Up: RLUSD Services Launch Supercharges XRP Utility in 2025

Ripple just leveled up its real-world game. Amina Bank—the Swiss-based crypto pioneer—is rolling out RLUSD services powered by Ripple’s infrastructure, marking a major leap for institutional adoption.

Why it matters: This isn’t just another partnership. It’s a direct pipeline for liquidity between traditional finance and crypto’s most battle-tested settlement layer. XRP’s utility just got a steroid injection.

The cynical take: Banks still hate crypto—until they need its rails to move money faster than legacy systems stuck in the SWIFT stone age. Ripple’s playing the long game, and it’s winning.

Announced on July 3, 2025, AMINA Bank has become the first globally licensed bank to offer custody and trading support for RLUSD, Ripple’s US dollar-pegged stablecoin. This collaboration signals a pivotal MOVE toward merging blockchain innovation with traditional banking infrastructure.

RLUSD Enters Regulated European Finance

AMINA Bank, regulated by Switzerland’s FINMA and operating in Abu Dhabi and Hong Kong, has launched institutional-grade custody and trading services for RLUSD. This development positions Ripple’s stablecoin within a compliant European framework, offering XRP users and enterprise clients access to a trusted liquidity instrument backed 1:1 by U.S. dollars and short-term Treasuries.

AMINA Bank now offers custody and trading of RLUSD in partnership with Ripple, providing a regulated and secure solution for both institutional and individual users. Source: AMNIA Bank via X

According to Myles Harrison, AMINA Bank’s Chief Product Officer, the decision was based on Ripple’s transparency and strong regulatory posture: “Institutional clients are looking for digital assets that offer both compliance and utility. RLUSD fits within that framework.”

Bridging XRP Ledger and Institutional Finance

RLUSD is designed to operate seamlessly across Ripple’s XRP Ledger and Ethereum-compatible networks, providing low-cost, real-time settlement for payments and tokenized assets. The addition of custody and trading support by AMINA Bank deepens the integration between Ripple’s digital infrastructure and the institutional financial ecosystem.

AMINA Bank AG has become the first bank worldwide to directly support the RLUSD stablecoin. Source: XRPDAILY via X

This partnership also strengthens RLUSD’s global reach. The stablecoin has already secured approvals from regulatory bodies including the New York Department of Financial Services and Dubai Financial Services Authority. Ripple’s entry into Europe via AMINA aligns with evolving regulatory standards such as the EU’s Markets in Crypto-Assets (MiCA) framework.

Ripple Eyes Institutional Growth with RLUSD

With over $430 million in circulating supply, RLUSD remains modest in size compared to USDC or USDT, but it benefits from growing institutional demand for compliant, bank-grade stablecoins. AMINA Bank’s offering includes secure custody and trading, with plans for expanded services such as tokenized savings products and on-chain collateral tools.

Jerome Powell signaled swift stablecoin regulation, as RLUSD—built on the XRP Ledger—continues to gain momentum at the center of the evolving financial landscape. Source: @VersanAljarrah via X

AMINA’s integration of RLUSD signals Ripple’s broader push to serve the needs of regulated institutions. By embedding RLUSD into cross-border treasury operations and tokenized asset platforms, Ripple enhances the utility of its ecosystem and expands the use cases for XRP.

A Strategic Advantage in the Stablecoin Arena

The partnership comes at a time when stablecoins are gaining global traction. The $250 billion stablecoin market is undergoing a transformation as traditional banks enter the space. AMINA Bank’s early adoption of RLUSD provides a strategic edge in this evolving sector.

XRP was trading at around $2.26, up 2.84% in the last 24 hours at press time. Source: XRP Liquid Index (XRPLX) via Brave New Coin

Ripple CEO Brad Garlinghouse has emphasized the importance of stablecoins in blockchain-based finance. RLUSD’s transparent reserve structure and regulatory backing make it a key asset in Ripple’s institutional strategy. With AMINA as a distribution partner, Ripple is well-positioned to tap into global capital markets and high-net-worth segments underserved by crypto-native platforms.

Looking Ahead: Ripple Strengthens Real-World Utility for XRP and RLUSD

AMINA Bank’s onboarding of RLUSD represents a major leap in Ripple’s mission to bridge traditional and digital finance. The partnership enhances XRP’s credibility and Ripple’s standing in the institutional stablecoin race. As more financial institutions look to integrate tokenized instruments, RLUSD’s regulatory clarity and Ripple’s infrastructure may serve as a blueprint for the future of compliant digital finance.