Modern Treasury’s Beam Acquisition Merges Fiat and Stablecoin Payments in Landmark Deal

Breaking: Traditional finance infrastructure just got a crypto upgrade.

The New Payment Frontier

Modern Treasury's strategic acquisition of Beam creates the first unified platform bridging traditional banking rails with stablecoin networks—finally giving businesses a single dashboard for all money movement. No more choosing between slow wire transfers and volatile crypto settlements.

The Integration Game-Changer

This merger collapses the artificial wall between fiat and digital currency payments. Companies can now process payroll in dollars while settling vendor payments in USDC—all through one streamlined interface that cuts through banking bureaucracy like a hot knife through butter.

Finance's Awkward Embrace

Even the most conservative treasury departments are waking up to stablecoin efficiency. Instant settlements, reduced counterparty risk, and global reach are forcing traditional finance to either adapt or get left behind—though some bankers still think DeFi stands for 'definitely frightening'.

The future of corporate payments isn't just digital—it's unified. And Wall Street's legacy systems are sweating bullets.

Payments infrastructure company Modern Treasury has acquired Beam, a stablecoin and fiat payment platform, combining traditional instant payment infrastructure with blockchain-based settlement capabilities in a unified system.

The acquisition, announced Wednesday, integrates Beam's stablecoin orchestration technology with Modern Treasury's payment processing platform, which has handled hundreds of billions of dollars in transactions. The combined platform will support real-time payments via stablecoins, Push-to-Card, RTP, FedNow, ACH, and wire transfers through a single API, the announcement said.

Financial terms of the acquisition were not disclosed though Fortune reported that the deal was an all-stock transaction worth about $40 million, citing an anonymous source familiar with the deal.

"Instant payments and stablecoins are the future of money movement," said Matt Marcus, co-founder and CEO of Modern Treasury. "Together, we're creating the best infrastructure to MOVE money instantly — without the delays and limitations of banks or card-first payment providers."

The unified platform aims to streamline compliance and onboarding by handling KYC, KYB, and AML requirements across fiat and blockchain rails. Modern Treasury stated this approach could replace six months or more of bank onboarding and compliance work with API integration.

Beam founder Dan Mottice joins Modern Treasury as Head of Beam, bringing experience from leading Visa's crypto settlement products and Visa Direct Payouts. The technology will enable instant payouts, on- and off-ramping flows, and treasury operations without requiring companies to coordinate multiple payment providers.

"Beam was founded on the belief that stablecoins can play a major role in the future of payments, but to make that real, you need scale, regulatory strength, and trusted infrastructure," said Mottice. "By joining forces, we're accelerating that vision."

The acquisition positions Modern Treasury to serve companies seeking flexible treasury and payment operations across currencies, regions, and payment systems. The platform targets use cases including instant payouts, cross-border payments, remittance flows, and FX efficiency powered by stablecoin settlement alongside traditional rails.

"Today, companies are forced to stitch together multiple providers for ACH, stablecoins, and real-time payments — an expensive and challenging process," said Dimitri Dadiomov, co-founder and president of Modern Treasury. "With Beam, Modern Treasury becomes the first payments platform for faster, more reliable, and lower-cost money movement across major rails."

1/ Modern Treasury is acquiring @beam_cash, a stablecoin payments provider, and entering stablecoins. I wanted to share a few thoughts on why this matters 🧵

— Dimitri Dadiomov (@dadiomov) October 22, 2025

The move comes as stablecoins gain regulatory clarity and financial institutions modernize payment infrastructure. BEAM serves clients including Sling Money, providing stablecoin-native payment flows with real-time settlement capabilities.

➢ Stay ahead of the curve. Join Blockhead on Telegram today for all the latest in crypto.+ Follow Blockhead on Google News