Ripple (XRP) Price Forecast: XRP Stalls as Mutuum Finance (MUTM) Gains Whale Interest in September 2025

• Why Is XRP Struggling to Gain Momentum?
• What's Driving Whale Interest in Mutuum Finance?
• How Does Mutuum Finance's Lending Protocol Work?
• When Will Mutuum Finance Launch Its Stablecoin?
• Is the Presale Still Worth Joining in Stage 6?
• What's Next for XRP and MUTM?
• Where Can I Learn More About Mutuum Finance?

While Ripple (XRP) struggles to break out of its sideways trend, Mutuum Finance (MUTM) is stealing the spotlight with its explosive presale performance. Currently in Stage 6 at $0.035 per token, MUTM has already raised over $15.45 million from 16,100+ investors. Meanwhile, XRP faces bearish pressure, trading between $2.78-$2.86 with analysts predicting potential dips to $2.75-$2.80. The DeFi sector heats up as Mutuum Finance prepares to launch an Ethereum-based USD stablecoin and introduces innovative dual-purpose lending infrastructure. This article breaks down the key developments and what they mean for crypto investors in September 2025.

Why Is XRP Struggling to Gain Momentum?

XRP's price action has been disappointing traders lately, hovering between $2.78 and $2.86 with minimal volatility. According to BTCC market analysts, the token faces strong resistance at $3.00-$3.10. "We're seeing classic accumulation patterns," notes a BTCC representative. "Either we'll get a breakout above $3.40 or we could see a retest of support at $2.75." Historical data from TradingView shows XRP has struggled to maintain momentum since July 2025, with trading volume down 18% month-over-month.

What's Driving Whale Interest in Mutuum Finance?

Mutuum Finance's Stage 6 presale has become the talk of crypto Twitter, with institutional players quietly accumulating positions. The project's unique value proposition includes:

• A dynamic interest rate protocol that adjusts based on capital utilization
• Peer-to-peer and peer-to-contract lending infrastructure
• An upcoming Ethereum-based USD stablecoin

CoinMarketCap data shows the presale has already secured $15.45 million ahead of its Stage 7 price increase to $0.04 (a 14.29% jump).

Source: Cryptopolitan

How Does Mutuum Finance's Lending Protocol Work?

The platform's dual-purpose lending system operates entirely through smart contracts, offering:

Feature	Benefit
Variable Rates	Higher rates encourage borrowing when capital is available
Fixed Rates	Predictable costs for borrowers
Risk Parameters	Automated collateralization checks

"In my experience, this is one of the most sophisticated risk management systems in DeFi right now," shares a pseudonymous crypto whale who invested $2 million in the presale.

When Will Mutuum Finance Launch Its Stablecoin?

The Ethereum-based USD-pegged stablecoin is expected to launch in Q4 2025, though the team hasn't announced an exact date. Unlike algorithmic stablecoins, Mutuum's offering will be fully collateralized - a smart MOVE after the 2023 Terra collapse. The stablecoin will integrate with their lending protocol, allowing users to earn yield while maintaining dollar parity.

Is the Presale Still Worth Joining in Stage 6?

At $0.035 per token, Stage 6 offers a 12.5% discount compared to Stage 7's $0.04 price. Historical presale data shows:

• Stage 1: $0.025 (sold out in 72 hours)
• Stage 4: $0.03 (whale accumulation began)
• Stage 6: $0.035 (current)

This article does not constitute investment advice, but the math is compelling - early participants have seen 40% paper gains already.

What's Next for XRP and MUTM?

The crypto market faces an interesting divergence:

• XRP: Needs to hold $2.75 support or risk falling to $2.50
• MUTM: Could see exchange listings post-presale, typically causing 2-5x pumps

As always in crypto, DYOR - but one thing's clear: September 2025 is shaping up to be anything but boring for these assets.

Where Can I Learn More About Mutuum Finance?

Official channels:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance