Ripple’s XRP Escrow Strategy Exposed: Here’s How Much They’re Still Sitting On

Ripple's locked-up XRP stash just got a transparency boost—but how much is really left in the vault?

The Escrow Enigma Unpacked

While the crypto market obsesses over memecoins and ETF rumors, Ripple's quarterly escrow releases keep ticking like a metronome. The latest distribution chart reveals the company's carefully choreographed supply drip—because nothing says 'decentralization' like scheduled token unlocks.

Wall Street Would Be Proud

With algorithmic precision, Ripple's escrow system could teach traditional finance a thing or two about supply management. Though they'll never admit it, the SEC probably wishes all crypto projects were this meticulously structured.

One thing's certain: when your escrow account has more predictable movements than a central banker's speech, you're playing a different game entirely.

XRP Distribution Chart Reveals Ripple’s Escrow Strategy

According to the infographic, Ripple’s total supply of XRP stands at a maximum of 100 billion tokens. As of July 20, 2025, around 35.9 billion tokens remain in escrow, meaning the company has locked nearly 40% of the total supply under smart contract conditions. These escrowed tokens are not available to sell or transfer freely but are subject to pre-programmed release schedules, which guarantee that only a fixed amount is unlocked periodically.

Ripple may aim to prevent market flooding by spacing out token availability, potentially leading to sudden price drops. Wrath of Kahneman, who has been tracking the fintech company’s activities for years, called it “still the best infographic about total XRP circulation” when he shared the visual. 

Beyond the 35.9 billion XRP in escrow, the chart shows that 59.24 billion tokens are already circulating in the market, available for trading across exchanges and used in Ripple’s payment systems. Meanwhile, approximately 10 million tokens have been permanently burned through transaction fees over time, effectively removing them from the supply for good.

Locked Holdings Signal Long-Term Supply Control

Ripple also holds an additional 4.85 billion XRP that are not in circulation and not part of the escrow. The company still controls these tokens but is currently holding them back from the open market. As of March 2025, the estimated value of these holdings was at JPY 13.4 trillion, with a later update raising the figure to as high as JPY 19.7 trillion.

The distribution chart update comes as Ripple expands further into global payments and begins exploring stablecoins, making it clear that most of its XRP supply is either locked in escrow or held back from circulation, with the rest already in public hands. With investor interest growing once again, precise data about how many tokens are available and how much is safely locked away is more valuable than ever.

By maintaining nearly 40% of its supply in escrow and implementing a slow, transparent release system, Ripple is showing a commitment to responsible supply control. This level of clarity could help the fintech company build trust and draw long-term investors while also signaling to holders that it isn’t likely to flood the market or disrupt the xrp price anytime soon.