Top 5 Altcoins Poised to Dethrone Visa & Mastercard After $60B Market Bloodbath

Traditional payment giants are bleeding—crypto''s disruptors smell opportunity. Here''s who''s building the rails for finance 2.0.

The Contenders

Solana: The speed demon processing 2,000+ TPS while Visa struggles with 1,700. Mainnet outages? Call it ''stress-testing''.

XRP: The OG bank slayer. Still winning courtroom battles while moving $10B+ monthly. Old money hates it—which means it''s working.

The Dark Horses

Litecoin: Bitcoin''s silver to... Visa''s paper? 14 years of uptime and lower fees than your Amex annual fee.

Algorand: Pure proof-of-stake meets compliance. Wall Street''s ''gatekeepers'' are quietly stacking ALGO bags.

The Wildcard

Hedera: The enterprise Trojan horse. Tokenized Starbucks rewards today, replacing SWIFT tomorrow. Brought to you by the same suits who built Visa—irony intact.

Meanwhile, Mastercard''s stock buybacks can''t mask the rot: 3% settlement fees vs. crypto''s 0.1%. The math does itself.

Credit Cards Are Getting Crowded Out

Visa and Mastercard just lost a combined $60B in market value after reports surfaced that major global merchants are actively looking for ways to bypass traditional credit card networks. 

Large retailers are frustrated by rising processing fees and are now exploring alternative payment systems that don’t rely on the same outdated rails.

This shift isn’t coming out of nowhere. It reflects years of mounting pressure. Businesses have long been fed up with paying 2–3% per transaction, only to deal with delays, chargebacks, and rigid systems.

Meanwhile, consumers are embracing faster, cheaper options like crypto and stablecoins. What used to be a niche is now looking more like a mainstream movement.

Visa and Mastercard still dominate today, but their grip is loosening. The future of payments is being rebuilt right now, and it’s not running on plastic.

1. Best Wallet Token ($BEST) – Fueling a Payments Revolution

Visa and Mastercard’s $60B slump shows just how vulnerable traditional payment systems have become – and Best Wallet Token ($BEST) is stepping in to build something better.

Best Wallet Token ($BEST) is the utility powerhouse behind one of the most ambitious payment ecosystems in crypto.

With over $13.3M raised in crypto presale and a current price of just $0.025185, $BEST is more than just hype. It’s laying the rails for a new financial future.

What makes it stand out? For starters, buyers of $BEST unlock real utility: reduced transaction fees, early access to new projects and higher staking rewards.

Best Wallet is also disrupting the wallet space with features like ‘Upcoming Tokens,’ a built-in presale discovery tool that lets users explore and join promising new projects directly within the app.

It’s secure, scam-proof, and designed to make presale participation fast and frustration-free.

Thanks to Fireblocks’ MPC-CMP security tech, you stay protected while enjoying cutting-edge tools.

With 70K+ followers and fast-growing adoption, $BEST could be on track to hit $0.072 by 2025, with even bigger upside beyond.

2. SUBBD Token ($SUBBD) – Kill the Middleman for Good

If Visa is the landlord of legacy finance, SUBBD Token ($SUBBD) is the wrecking crew.

SUBBD Token powers the first AI-driven, decentralized creator platform built to cut out the middlemen and hand the power back to influencers and fans. Right now, you can buy $SUBBD for $0.055675. With $662K already raised, it’s an under-the-radar gem with serious upside.

At its core, $SUBBD lets creators monetize directly – no YouTube cuts, no Patreon gatekeeping. Fans can tip, subscribe, and interact with their favorite influencers in real time, using instant, low-fee crypto payments. The platform supports both crypto and fiat, making it accessible across borders.

But what really sets $SUBBD apart is its AI agent.

Creators get a personal AI assistant to handle scheduling, content editing, and fan engagement. Meanwhile, users can generate AI-enhanced content, including approved avatars and short-form videos tied to top influencers.

With over 250M followers across its ecosystem and unique staking perks, $SUBBD isn’t just another token – it’s a full-blown Web3 content revolution. This is the kind of platform Visa wishes it could bill.

3. Smog Token ($SMOG) – Meme-Powered Utility with Bite

Meet Smog Token ($SMOG) – not your average meme coin. Built on Solana (with a bridged ethereum version), it’s roaring into the scene with a sweet current price around $0.008913 and a juicy 42% APY for staking.

Think of it as a dragon-themed adventure where holding and engaging actually pays off.

At its core, $SMOG gamifies crypto: buy and stake to earn airdrop points redeemable for future token drops in ‘The Dragon’s Court’ community.

Daily quests, social media challenges, and chain actions fuel participation, and rewards. It’s not just fun, it’s effective. Over 110K token holders and millions of completed quests show the HYPE isn’t just smoke.

With a total supply of 1.4B tokens and 35% earmarked for airdrops, incentives are baked DEEP into its DNA. Plus, Smog’s Solana-Ethereum bridge expands its reach while staking stays accessible to both ecosystems.

If you’re plowing through TradFi tolls, Smog offers a cheeky detour – with gaming, yields, and community swagger wrapped in one.

A New Era Beyond the Plastic

Visa and Mastercard’s slump is a clear signal: TradFi is fading.

Crypto projects like $BEST, $SUBBD, and $SMOG are already stepping up, offering lower fees, more freedom, and real rewards.

The old system is cracking. It’s time to move on.

As always, do your own research (DYOR) before investing in crypto. This article is for informational purposes and doesn’t constiture financial advice.