Franklin Templeton Reveals Bold Vision for Benji Tokens, Stellar Network & DeFi Dominance in 2025
Wall Street meets blockchain—Franklin Templeton doubles down on its Benji token play as Stellar outmuscles legacy rails.
DeFi or die: Asset manager bets big on smart contracts while traditional finance scrambles to keep up (spoiler: they’re still using fax machines).
Stellar’s secret sauce? Near-zero fees and settlement speeds that make SWIFT look like carrier pigeons.
The cynical take: Nothing unites bankers and crypto like the fear of missing out on 24/7 markets.
Why Franklin Templeton Believed in Crypto From the Start
We didn’t change our view. We recognized the potential of Bitcoin and crypto early and began work in this space in 2018.
That’s when we started looking at crypto through the lens of the technology, not just the asset class. During the crypto winter, we paused some initiatives but remained committed.
We now have a Bitcoin ETF, ethereum ETF, and other crypto-related funds. Our team researches tokenomics and explores emerging coins with long-term client value in mind.
What Happened Last Week in Crypto (7/13-7/20)
BTC all-time High: bitcoin delivered a strong performance last week, surging to fresh all-time highs above $123,000, reflecting continued institutional momentum and macro tailwinds.
Altcoin Rally: Major altcoins followed suit, with… pic.twitter.com/1QPg5KzATM
In 2021, we launched the US 40 Act money market fund, the world’s first tokenized fund of its kind. It followed extensive collaboration with regulators.
We chose to build the tokenization tech ourselves, which gave us a DEEP technical understanding. Using public blockchains, we demonstrated to the SEC that these systems could offer secure control and validation.
Franklin Templeton is still family-run, which encourages a long-term view. Our leadership supports innovative projects others may avoid.
Jenny, our CEO, ROSE through operations and saw blockchain’s potential to cut money movement costs. This insight cemented our belief in the technology.
Why Stellar Became the Foundation
We selected stellar for our tokenized fund because it enabled token-level controls that met SEC requirements. It allowed us to manage token location securely.
Stellar remains our primary blockchain because it’s cost-effective and fits our objectives. We’ve also adopted other networks globally.
Franklin Templeton's decision to use the Stellar blockchain wasn't made lightly.@FTI_DA’s Jenny Johnson says it came down to Stellar’s capabilities and low fees.
More here from Jenny and @DenelleDixon: https://t.co/wkVdnOOlQs pic.twitter.com/hxNSllM2UK
When evaluating blockchains, we consider cost, smart contract support, privacy features, audits, and uptime. Our due diligence from traditional asset management has been adapted for blockchain.
We maintain strict standards to ensure security and client trust.
Tokenization Beyond Financial Markets
Tokenization isn’t limited to financial assets. Future investors may prioritize new asset classes like IP or real-world cultural assets.
For example, artists can tokenize royalties or ownership in their works. Rihanna tokenized rights to her songs, allowing fans to own a share.
This model broadens portfolio diversification and makes cultural investments accessible.
Traditional financial instruments
Blockchain infrastructure
Intraday Yield. This patent-pending feature, developed by the digital assets team at Franklin Templeton, is now available on the Benji Technology Platform. pic.twitter.com/kbSNsI1LYK
The Institutional Bet on Public Blockchains
Public blockchains bring transparency and validation, which are critical. Our approach focused on practicality, not hype.
We challenged the belief that private chains are more secure. Through careful evaluation, we proved that selected public blockchains can meet our privacy and security needs.
What Franklin Templeton is Doing with DeFi
DeFi is a current priority, with rising client interest. Launching an on-chain fund was just the first step.
We’re now enabling peer-to-peer transfers and intraday yield payouts—features that add tangible benefits.
The yield system we developed is patent-pending. It lets investors earn yield based on precise holding time, even down to the second.
This efficiency helps traditional assets compete with stablecoins in DeFi use cases like collateral. It expands how tokenized assets can be used.
We’re scaling Benji globally and connecting it to DeFi applications. The goal is to offer clients more utility from their assets.
We’re seeing more interest from clients, some just starting, others already well-versed. The industry is moving past fear, toward innovation.
What’s Next for Benji and Tokenized Funds?
We recently received MAS approval in Singapore to launch Benji under a VCC structure. This version differs slightly from previous launches.
We’re expanding Benji worldwide, adding functionality based on client needs. For example, we now offer a multi-coin strategy private fund.
We’ll continue refining our products and building new ones. The focus is helping users understand Benji’s potential.
Web3 natives already see the value. Now, we must explain it to traditional sectors like treasury and lending. That’s our current focus.
