Eowyn Chen Reveals Trust Wallet’s Metamorphosis: From Self-Custody Vault to Web3 Powerhouse

Trust Wallet just leveled up—again. CEO Eowyn Chen pulls back the curtain on how the crypto wallet outgrew its 'secure vault' roots to become Web3's Swiss Army knife.

From cold storage to hot gateway

The app now bridges 10M+ users across 70 blockchains—no bank account needed (take that, Wells Fargo). Chen's team quietly added NFT galleries, staking, and token swaps while traditional finance was still debating CBDCs.

The custody paradox

Self-custody remains the flagship feature, but Web3 integration drove 300% growth in DeFi interactions last quarter. 'Users want control AND convenience,' Chen notes—right as BlackRock's tokenized fund hits another KYC roadblock.

Trust Wallet's evolution proves a brutal truth: in crypto, adaptability beats legacy every time. Even when—especially when—Wall Street thinks it's 'just a phase.'

Stablecoin Earn: Responding to User Demand for Safe Yields

Late last year, we saw billions of stablecoins idle in Trust Wallet addresses, even during bull markets. That confirmed what we’d heard anecdotally: many users, especially in emerging markets, view stablecoins as their first savings account, yet they had no simple, SAFE way to earn yield without giving up custody.

Stablecoin Earn was our response. Within four weeks of launch, we hit over $30 million in TVL, entirely from self-custodied users.

That level of traction validates the demand: a large user base isn’t chasing volatility but seeking reliable, passive growth tools.

How RWAs Will Work in Trust Wallet

RWAs must be tokenized first; that’s fundamental to preserving self-custody. Trust Wallet won’t hold or broker assets; users maintain full control of their tokenized instruments as on-chain tokens.

Within our enhanced swap flow, users will be able to access tokenized assets with real-time quotes and a seamless UI. Behind the scenes, we will partner with infrastructure providers for secondary-market access, but the entire experience remains native to the wallet.

It’s the first time a major self-custodial wallet will be embedding RWA access directly into the interface, unlocking genuine financial opportunity.

Trust Wallet’s Expanding Role as a Web3 Companion

A Web3 companion is more than a cold-storage vault. It’s a guide, a toolkit, and a gateway. Users want to swap, stake, earn yield, participate in governance, access RWAs, and soon automate gas management and routine tasks without a developer background.

That’s why we built Buy+, Stablecoin Earn, FlexGas, and RWA integration. These features remove friction and make crypto feel intuitive.

Our vision is to become the Neo-bank of Web3, without holding custody, offering a smart, secure companion that works across chains, markets, and user journeys.

Exploring AI’s Importance in Future Roadmaps

AI will be a powerful enabler. We believe users shouldn’t need to be experts to navigate Web3. AI abstracts complexity without ever compromising custody or control.

We’re developing AI-driven gas optimization, scam and risk alerts, portfolio rebalances, and personalized suggestions based on user behavior. In a fragmented wallet ecosystem facing rising security concerns, AI agents can spot scams, streamline onboarding, and adapt to individual habits.

Think of AI as the invisible LAYER that makes crypto feel as seamless as Web2 apps while upholding privacy, transparency, and user sovereignty.

Understanding the Trust Wallet Community

Our community spans the globe, but imagine a mobile-first individual in a fast-growing economy, financially curious and maybe underserved by traditional banking. They’re what we call “holder-ish”: not day traders but active and engaged.

They want to grow their wealth on their own terms, with full control. Trust Wallet is their all-in-one toolkit for exploration, yield generation, and now, tokenized real-world assets.

Building the Next Financial System

To onboard the next billion users, we need infrastructure that’s genuinely useful. Real-world asset access, stablecoin yields, smart gas management, these aren’t hype features; they’re the building blocks of a new financial system.

At Trust Wallet, we’re not just making crypto easier; we’re making it matter. That’s the story we’re telling here at Proof of Talk, and in every product update we ship.