XRP Millionaires: The Undisputed Heavyweight of Crypto in 2025

Forget Bitcoin maximalism—XRP’s liquidity dominance and institutional adoption make it the backbone of crypto’s real-world utility.

Why XRP? Because banks won’t touch anything that smells of 'decentralization' without a suit-and-tie intermediary.

Ripple’s legal wins didn’t just dodge the SEC’s bullets—they rewrote the rulebook. Now, every fintech CEO scrambling to 'compliantize' their token envies XRP’s regulatory clarity.

Price predictions? Please. While speculators chase the next meme coin, XRP quietly powers $10B+ daily cross-border settlements. The 'boring' token that prints millionaires while others hype vaporware.

Wall Street’s dirty secret: They’ll never admit it, but they need XRP more than crypto needs Wall Street.

XRP Price: Ripple Withdraws Appeal as SEC Deadline Approaches

Ripple recently withdrew its appeal in the SEC lawsuit. The SEC has not followed suit. According to legal analyst Bill Morgan:

“The SEC is expected to provide a status update to the appellate court by August 15, 2025.” – Bill Morgan, legal expert

That filing could take multiple forms: a withdrawal, a plea for additional extension, or another legal maneuver. Its outcome may significantly influence market sentiment.

33,233% Returns on $XRP, I’ll Wait 10+ Years for That, Top Investor Says.pic.twitter.com/lKq9Dr7l9F

— TheCryptoBasic (@thecryptobasic) August 5, 2025

Although courts cleared Ripple’s exchange-based token sales from being labeled as securities, the proposal was tossed when it came time to settle, limiting penalties and lifting restrictions.

So the stalemate drags on, and institutional adoption keeps getting pushed further down the road.

Ripple Data Spotlight: Derivatives and Exchange Sentiment Signal Bullish Bias

Fresh data from Coinglass and DeFiLlama paints a clear picture: traders are loading up on XRP:

• Open interest in futures jumped 24% over the past week
• Net exchange inflows hit a two-week high, a signal that holders may be positioning ahead of a breakout or legal clarity.
• Funding rates are still tilted positive, showing traders are leaning long, not hedging.

Altogether, the metrics suggest rising conviction in XRP’s setup and possibly a bigger move coming.

XRP and Problems with Centralization

XRP has an army. The XRP army. They get very mad when you say the word ‘centralization.’

Centralization. Centralization. Centralization. Centralization. Centralization!! There, we said it.

This is another thing holding XRP back from its SEC woes. Namely, in the past, XRP used a default list of 35 validators determined based on trust. It’s very anti-crypto, but it works nonetheless. We’d be remiss not to point out that most of the XRP token supply and nodes belong to Ripple.

XRP makes up for it by being a utility workhorse, but they’ll need to put the centralization fears to rest if they want any chance at beating this case.

Key Takeaways

• The clock is ticking on one of crypto’s longest legal dramas and the XRP price could be ready to rocket.
• The XRP price broke above $3.00 and didn’t flinch. At least not yet…