Is the OCC changing the relationship between banks and cryptocurrency?

Could you elaborate on the potential impact of the OCC's recent moves on the relationship between banks and cryptocurrency? Are they signaling a more welcoming attitude towards digital assets, or is it just a matter of regulatory clarity? How might this affect banks' willingness to engage with crypto-related businesses and investments? Is there a risk of over-regulation stifling innovation in the space, or is it necessary to protect consumers and the financial system? Ultimately, where do you see this relationship evolving in the coming years?