Can I lose my USDT?

Hello, I've been hearing a lot about USDT recently and am considering investing in it. But before I do, I have a crucial question that's been nagging me. Can I lose my USDT? I mean, I've heard stories about people losing their cryptocurrencies due to various reasons like hacks, scams, or just plain market fluctuations. So, I'm really worried about the safety of my investment. Could you please elaborate on the risks involved and give me some advice on how to protect my USDT? I'd really appreciate it if you could help put my mind at ease about this matter.