Top 3 Cold Wallets for XRP in 2025 — Secure, Simple, and Beginner-Friendly

Written by C, Fiona
|
Last updated: 11/12/2025 16:06
When it comes to safeguarding your XRP, cold wallets are the most secure option. Unlike online wallets, a cold wallet keeps your private keys offline, making them far less vulnerable to hacks and phishing. This guide delivers a data-verified, step-by-step tutorial for beginners comparing the three best

XRP cold wallets in 2025 — Ledger, Trezor, and Tangem — and shows exactly how to move XRP from BTCC to safe offline storage.

Table of Contents:

Why choose a cold wallet for XRP?

•Offline key storage: Private keys never touch the internet — dramatically reduces the risk of remote theft.

•XRP-specific considerations: The XRP Ledger requires a 1 XRP base reserve to activate new addresses; destination tags may be required for exchange deposits.

•Long-term custody: Cold wallets are ideal for holders who plan to keep XRP long-term and want full control of funds.
This guide only recommends wallets with verified native XRP support and reliable documentation.
Trade on BTCC Now

/ You can claim a welcome reward of up to 10,055 USDT🎁\

Quick comparison — Top 3 cold wallets for XRP (overview)

•Ledger (Nano S Plus / Nano X / Stax) — Best balance of security and usability. Native XRP support via Ledger Live; Secure Element hardware; beginner-friendly.Price range: $79–$299.

•Trezor (Model T / Safe family) — Open-source firmware, strong transparency; native XRP support in Trezor Suite; good for users seeking auditability. Price range: $69–$399.

•Tangem (card-style) — Mobile-first, NFC card-based cold storage; seedless options and simple UX; excellent for on-the-go cold custody. Price range: $39–$149.
All three are widely recognized, actively maintained, and documented by their vendors for XRP support.

Why these three are top picks (evidence & differences)

Ledger
•Mature ecosystem with Ledger Live; explicitly lists XRP support and provides setup/transaction documentation. Hardware uses a Secure Element and requires device confirmation for transactions, which helps prevent remote signing attacks. Suited for users who want a polished UI and broad coin support.
Trezor
•Native XRP support through Trezor Suite; open-source firmware encourages community audits and transparency. Trezor’s UX and recovery flow appeal to users who value verifiability and openness. Note: XRPL base reserve considerations apply for new addresses.
Tangem
•Uses NFC-enabled secure element chips inside cards or rings. Tangem’s seedless or card-based approach makes backups and usage simple for mobile-first users. Ideal for those who prefer a physical-card experience rather than a dongle.

How to move XRP from BTCC to a cold wallet — step-by-step (beginner tutorial)

Checklist before you start: update wallet firmware and apps, write down and secure your recovery seed offline, enable 2FA on BTCC, and plan to do a small test withdrawal first.

1.Set up your cold wallet

•Initialize your Ledger/Trezor/Tangem and write down the recovery phrase exactly as shown. Store the seed offline in at least two secure physical locations.


2.Create an XRP account/address in your wallet app

•Ledger: Accounts → Add account → choose XRP in Ledger Live.
•Trezor: Add XRP account in Trezor Suite.
•Tangem: Generate an XRP card/address inside the Tangem App.
•Copy the public XRP address shown by the device/app.

3.On BTCC — navigate to Withdraw → XRP
•Paste your cold wallet’s XRP address into the withdrawal address field.
•For transfers to your own hardware wallet address, a destination tag is typically not required. For exchanges or custodial services, always use the destination tag the receiving service provides.


4.Withdraw a small test amount

•Send a small amount (e.g., 1–5 XRP) first. Confirm the transaction details on your hardware device (it will display destination and amount). Complete BTCC 2FA and confirm.

5.Verify receipt
•Check Ledger Live, Trezor Suite, or the Tangem App to confirm the incoming transaction. Once received and verified, you can withdraw the remainder safely.
BTCC withdrawal fee for XRP: confirm on BTCC’s withdrawal page before sending — BTCC lists a standard small fee (e.g., 0.02 XRP), but always verify current fees on the platform.

XRP practical tips

•Minimum reserve (1 XRP): The XRP Ledger requires a base reserve for new addresses. That reserve is effectively locked and cannot be used unless ledger objects are removed. Keep this in mind when testing small transfers.

•Destination tags (memos): Exchanges often require tags to route deposits. Omitting a tag when sending to an exchange can cause delays and recovery steps. When sending to your own hardware wallet, tags are usually unnecessary — confirm on the receiving address.

•Backup & physical security: Never store your recovery phrase digitally (no photos, cloud storage, or notes). Use paper or metal backups and store them in secure, geographically separate locations.

•Buy from official stores: Purchase Ledger, Trezor, and Tangem only from their official websites or authorized resellers to reduce risk of tampered devices.

Why use BTCC when moving to cold storage?

•Competitive fees and fast processing: BTCC provides straightforward deposit/withdraw flows, low trading fees, and an intuitive interface for beginners.

•Educational resources: BTCC Academy offers guides on deposits, withdrawals, and security best practices — ideal when you’re first moving assets to cold storage.

•Easy withdrawal flow: Designed to integrate with hardware wallet workflows so you can buy XRP and withdraw it securely in minutes.
Ready to buy XRP and secure it offline? Create a free BTCC account, buy XRP, and withdraw to your cold wallet using the step-by-step process above.

Best practices checklist before transfer

•Update firmware and official wallet apps.

•Generate and verify your wallet’s recovery seed; store it offline.

•Buy your hardware wallet from official sources.

•Withdraw a small test amount first.

•Double-check the receiving address and destination tag rules.

•Confirm receipt on your device before sending larger amounts.

FAQs

Q1 — Which cold wallet is best for most XRP holders?
For most users, Ledger (Nano S Plus or Nano X) offers the best mix of security, usability, and ecosystem support. Trezor is equally secure and preferred by users who want open-source firmware. Tangem is best if you want ultra-simple, mobile-first cold custody.
Q2 — Do hardware wallets charge fees to receive XRP?
No. Receiving XRP does not incur wallet fees; network fees apply when you send. Exchanges may charge withdrawal fees — check BTCC’s withdrawal page for current amounts.
Q3 — How much XRP is required to activate a new wallet address?
The XRPL base reserve is typically 1 XRP to create/activate a new address. That reserve becomes part of the ledger’s minimum balance rules.
Q4 — Do I need a destination tag when withdrawing from BTCC to my Ledger?
When sending to your own personal hardware wallet address, a destination tag is usually not required. When sending to exchanges or custodial services, always include the destination tag provided by that service.
Q5 — Can I leave XRP on BTCC instead of using a cold wallet?
BTCC maintains strong security practices, but long-term custody on an exchange exposes you to counterparty risk. For long-term holding and maximum control, cold storage (Ledger/Trezor/Tangem) is recommended.

Authoritative sources & references
•Ledger — official docs and Ledger Live XRP support.
•Trezor — official XRP support and Trezor Suite documentation.
•Tangem — product pages and XRP compatibility docs.
•XRPL / Ripple documentation — base reserve and transaction memos.
•BTCC Academy — deposit and withdrawal guides (how to buy and withdraw XRP on BTCC).

Conclusion

For long-term security of your XRP holdings, a cold wallet is essential. Ledger, Trezor, and Tangem represent the best available combinations of security, usability, and verified XRP support in 2025. Follow the step-by-step BTCC withdrawal process, start with a small test withdrawal, and store your recovery seed offline in secure locations. Once complete, you’ll have significantly reduced custody risk and full control over your XRP.

Start now: create a BTCC account, buy XRP, and move it to one of the recommended cold wallets to keep your assets safe.

For more detailed market analysis, strategies, and educational resources, visit BTCC Academy and stay ahead of the curve in the rapidly evolving crypto space.

How to Trade Crypto on BTCC?

This brief instruction will assist you in registering for and trading on the BTCC exchange.

Step 1: Register an account

The first step is to hit the “Sign Up” button on the BTCC website or app. Your email address and a strong password are all you need. After completing that, look for a verification email in your inbox. To activate your account, click the link in the email.

 

Create an Account

 

Step 2: Finish the KYC

The Know Your Customer (KYC) procedure is the next step after your account is operational. The main goal of this stage is to maintain compliance and security. You must upload identification, such as a passport or driver’s license. You’ll receive a confirmation email as soon as your documents are validated, so don’t worry—it’s a quick process.

 

Complete KYC

 

Step 3. Deposit Funds

After that, adding money to your account is simple. BTCC provides a range of payment options, such as credit cards and bank transfers. To get your money into your trading account, simply choose what works best for you, enter the amount, and then follow the instructions.

  • Fiat Deposit. Buy USDT using Visa/Mastercard (KYC required).
  • Crypto Deposit. Transfer crypto from another platform or wallet.

 

Deposit Funds

 

Step 4. Start Trading

If you wish to follow profitable traders, you might go for copy trading, futures, or spot trading. After choosing your order type and the cryptocurrency you wish to trade, press the buy or sell button. Managing your portfolio and keeping track of your trades is made simple by the user-friendly interface.

 

Start Trading

 

Look more for details: How to Trade Crypto Futures Contracts on BTCC

 

BTCC FAQs

Is BTCC safe?

Based on its track record since 2011, BTCC has established itself as a secure cryptocurrency exchange. There have been no reports of fraudulent activity involving user accounts or the platform’s infrastructure. By enforcing mandatory know-your-customer (KYC) and anti-money laundering (AML) procedures, the cryptocurrency trading platform gives consumers greater security. For operations like withdrawals, it also provides extra security features like two-factor authentication (2FA).

Is KYC Necessary for BTCC?

Indeed. Before using BTCC goods, users must finish the Know Your Customer (KYC) process. A facial recognition scan and legitimate identification documents must be submitted for this process. Usually, it is finished in a few minutes. This procedure has the benefit of strengthening the security of the exchange and satisfying legal requirements.

Because their accounts will have a lower daily withdrawal limit, those who do not finish their KYC are unable to make deposits. It should be noted that those who present a legitimate ID without a facial recognition scan will likewise have restricted withdrawal options.

Is There a Mobile App for BTCC?

Indeed. For users of iOS and Android, BTCC has a mobile app. The exchange’s website offers the mobile app for download. Since both the web version and the mobile app have the same features and capabilities, they are comparable.

Will I Have to Pay BTCC Trading Fees?

Indeed. BTCC levies a fee for trade, just like a lot of other centralised exchanges. Each user’s VIP level, which is unlocked according to their available money, determines the different costs. The BTCC website provides information on the charge rates.

Can I Access BTCC From the U.S?

You can, indeed. According to its website, BTCC has obtained a crypto license from the US Financial Crimes Enforcement Network (FinCEN), which enables the cryptocurrency exchange to provide its services to investors who are headquartered in the US.

According to BTCC’s User Agreement document, its goods are not allowed to be used in nations and organisations that have been sanctioned by the United States or other nations where it has a licence.

 

BTCC Guide:

Crypto Buying Guides:

Crypto Prediction: