Ethereum (ETH) vs. Mutuum Finance (MUTM): The High-Stakes Showdown for Crypto Dominance in 2025

Crypto markets are heating up as Ethereum and Mutuum Finance lock horns for the top spot. Here's why this battle matters—and what it means for your portfolio.

The ETH Juggernaut: Still King or Losing Ground?

Ethereum’s Layer 2 boom and staking yields keep institutional money flowing in. But gas fees and scalability whispers linger like bad code.

MUTM’s Dark Horse Rally: Fluke or Fundamental?

Mutuum Finance’s zero-interest lending model has speculators FOMO-ing—yet another 'Ethereum killer' or the real deal? (Spoiler: We’ve heard that one before.)

The Bottom Line:

While TradFi bankers clutch their pearls, smart money’s eyeing both chains. Just remember: in crypto, even 'sure bets' crash harder than Lehman Brothers.

KEY TAKEAWAYS

• The IRS announced Thursday that the contribution limits for 401(k) plans will increase next year by $1,000 to $24,500. IRA contribution limits will increase by $500 to $7,500.
• The income range for when the IRA and 401(k) contribution deduction phases out also increased for next year.

On Thursday, the IRS announced the new contribution limits for retirement savings accounts in 2026.

Next year, individuals will be able to contribute $1,000 more to their 401(k) plans and $500 more to their IRA plans. The IRS adjusts the contribution amount annually to account for inflation.

The catch-up contribution limit, which allows employees aged 50 years or older to contribute more to their retirement savings, increased by $100 to $1,100 for IRAs. The catch-up limit for 401(k) savings increased by $500 to $8,000 in 2026.

Why This Matters to You

Knowing the annual contribution changes can help workers plan how much to set aside for their retirement savings for the upcoming year. These savings are becoming increasingly important as Social Security lags behind the rising costs of living, and the program may not be around forever.

Taxpayers can deduct contributions to their IRA from their taxable income, reducing their overall tax burden, if they meet certain conditions. The deduction phases out for taxpayers according to their income level, and the phase-out ranges for 2026 increased:

• The phase-out range for single taxpayers covered by a workplace retirement plan will increase to between $81,000 and $91,000 in 2026, from between $79,000 and $89,000 in 2025.
• The phase-out range for a taxpayer who is covered by a workplace retirement plan and files jointly with their spouse will increase to between $129,000 and $149,000 in 2026, from $126,000 to $146,000 in 2025.
• The phase-out range for a taxpayer who is not covered by a workplace retirement plan but is filing jointly with their spouse who is covered by a workplace retirement plan, will increase to between $242,000 and $252,000 in 2026, from between $236,000 and $246,000 in 2025.
  

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