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BREAKING: US Housing Regulator Eyes Crypto in Mortgage Approvals—What It Means for Your Portfolio

BREAKING: US Housing Regulator Eyes Crypto in Mortgage Approvals—What It Means for Your Portfolio

Author:
decryptCO
Published:
2025-06-24 06:44:34
8
2

US Housing Regulator to Study Crypto Holdings in Mortgage Qualification Process

Hold onto your hardware wallets—the US housing market might finally be catching up to the crypto revolution.

In a move that could reshape homebuying for digital asset holders, federal regulators are officially studying whether your Bitcoin stack should count toward mortgage qualifications. No more hiding those Satoshis under the mattress.

The Fine Print

While traditional lenders still treat crypto like Monopoly money, this probe signals a seismic shift. Imagine flashing your cold storage balance alongside 401(k) statements—we're entering uncharted territory.

Why This Matters

Approval could flood the housing market with crypto-native buyers overnight. Or—given regulators' legendary speed—just in time for the 2040 housing crash.

One thing's certain: banks won't like competing with your decentralized piggy bank. Expect 'risk assessment' hurdles higher than Bitcoin's 2021 ATH.

*Cynical finance jab*: Nothing says 'stable collateral' like an asset that can swing 30% before your coffee cools.

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