XRP Price Prediction 2025: Bull Rally Exhausted or Just a Healthy Pullback Before the Next Leg Up?

XRP's rally hits a snag—temporary breather or warning signs ahead?

After a blistering run, XRP bulls face their first real test. The token's 30% retrace from its 2025 high has traders divided: Is this the end of the road or just pit stop before higher highs?

Technical check-up: Key levels to watch

The $0.85 support held firm during last week's crypto-wide selloff—a bullish sign for chart watchers. But failure to reclaim $1.10 quickly could signal weakening momentum. Meanwhile, perpetual funding rates remain positive (if less euphoric than last month).

Fundamentals still strong—if you ignore the lawyers

Ripple's recent ODL corridor expansions and CBDC pilot progress contrast with ongoing SEC theater. 'We're seeing institutional adoption despite regulatory musical chairs,' notes one exchange exec—before quickly adding the standard 'not financial advice' disclaimer.

Closing thought: Every 20% dip gets called 'healthy' until it isn't. But in crypto, even dead cats bounce twice.

XRP price action overview

The current price of XRP (XRP) is $3.18, as of Jul 28, 2025. Over the last 24 hours, the price has moved by -0.58%, with a change of -1.95% in the past hour. For longer-term performance, the price has varied by -10.09% over the last 7 days and by 45.33% in the past month.

Earlier in July, XRP surged above the $3.50 level for the first time in years, briefly reaching highs of $3.56 before failing to sustain the breakout. Since then, the price has drifted lower, with sellers defending the $3.30–$3.40 zone and buyers stepping in around $3.16.

The broader crypto market has shown signs of cooling, with altcoins down 2–4% in the past 24 hours and Bitcoin struggling to hold above the $116,000 mark. As a result, XRP’s near-term trend remains neutral-to-bearish until stronger confirmation returns.

At the same time, worries about ETFs have caused Leveraged long bets worth over $105 million to be liquidated, and volumes are still high.

The overall cryptocurrency market is also struggling: XRP and other altcoins lost up to 4–5% in the last day, while Bitcoin fell below $116,000.

Why is XRP dropping?

Swift sell-offs are triggered by liquidations

Within a few hours, XRP experienced its biggest single-day fall since April, plunging by more than 10%. Due to traders being caught on the wrong side of the trade, this decline set off a series of leveraged long liquidations that totaled more than $100 million.

Upside Resistance at $3.60 Caps

The rally to $3.56 was rejected just below the $3.60 level, which remains the key resistance cap. Multiple failed attempts to reclaim this area led to increased selling pressure, pushing the price back toward $3.20.

ETF caution and regulation uncertainty

Interest has increased due to laws such as the Genius Act and the Optimism surrounding spot XRP latest news about ETFs.  But there is still uncertainty.  Short-term caution is being fueled by cautious ETF momentum and upcoming policy choices (like the Clarity Act), which is causing profit-taking and market risk-off behavior.

Wider Risk-Off Attitude

Altcoin risk perception increased as a result of Bitcoin’s decline (2–3%) and declining dominance (below 60%).  Alongside solana and Dogecoin, XRP has closely followed this trend, declining by more than 3–4% in several sessions.

XRP price prediction this week

XRP’s current range between $3.16 and $3.30 suggests near-term consolidation. The 20-day EMA and trendline support are converging around $3.15–$3.17, making this a critical area to watch.

If bulls can hold this zone and reclaim $3.30, a move back toward $3.40 is possible. On the other hand, a breakdown below $3.00 WOULD invalidate the bullish structure and increase the risk of a fall toward $2.75 or lower.

Analyst sentiment

• The long-term targets of Standard Chartered and other institutions are between $3.40 and $5.50, with certain technical patterns suggesting that $6.00+ may be reached if breakout momentum returns.
• Although near or weekly gains may be more modest, the Motley Fool expects strong second-half upside based on ETF approvals, corporate treasury interest, and settlement use cases.
• In the meantime, if institutional flows and Bitcoin-driven altcoin rotation pick up speed in the upcoming months, crypto-native pundits predict that XRP will reach $9 to $15.

XRP Forecast for the Near Future (Next 7 Days)

Considering the existing price action, xrp price prediction this week and the next seven days can be divided into three scenarios:

Base scenario

XRP remains above support and stabilizes between $3.10 and $3.20. In the event that Bitcoin gains traction and altcoins recover, a recovery to $3.30 to $3.40 is feasible.

Bull scenario

A rise back toward the $3.55–$3.60 resistance level may retest if ETF news shows favorable or supporting volume returns.

Bear scenario

Under protracted corrective risk, a break below $3.00 and the 20-day EMA may pave the way to $2.75 and potentially lower than $2.50.

Final thoughts on ripple price prediction

XRP’s performance over the coming week will probably be determined by its ability to hold onto support close to $3.00 and whether it can recover the waning momentum toward $3.40–$3.60.  For the medium term, the larger positive narrative—focused on institutional inflows and regulatory clarity—remains intact, even though steeper corrections are still likely.

While no one can accurately predict the XRP price prediction for tomorrow, it is still ideal to base your bias on HTF rather than LTF. Also, it’s best to always do research before investing in any cryptocurrency due to their volatile nature.

Is XRP a good investment?

Before investing in any cryptocurrency, including XRP, please identify and understand the inherent risks that can come due to market volatility. Also, it should be noted that the sentiment in the cryptocurrency market changes quickly, and a price point that was once considered a very strong support or resistance may become invalid in a very short time. Hence, it is advisable to do your research on the price action before having any price expectations for the future of the XRP token.

Should I invest in XRP?

Before investing in any cryptocurrency or trusting any XRP price prediction, please identify and understand the inherent risks that can come due to market volatility. Also, it should be noted that cryptocurrencies in general are a highly speculative investment, and their success not only relies on market volatility but also on the constant and sustainable growth of their community. Hence, it is advisable to do your research on the token’s fundamentals, which may very well decide the future of the XRP token.

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.