WisdomTree’s CRDT Shatters Barriers: Tokenized Private Credit Now Accessible to Every Investor

Wall Street's ivory tower just got a blockchain-powered elevator.

Democratizing High-Yield Assets

WisdomTree's CRDT platform vaporizes the traditional barriers to private credit investments—no longer reserving double-digit yields exclusively for institutional whales and accredited investors. The tokenization wave finally crashes onto Main Street's shore.

How Tokenization Rewrites the Rules

Smart contracts automate compliance and settlement, slicing through layers of financial intermediaries. Fractional ownership lets investors deploy capital with surgical precision rather than writing mammoth checks. Real-time transparency replaces quarterly statements buried in legal jargon.

The New Architecture of Yield

This isn't just another crypto product—it's a fundamental reengineering of private markets infrastructure. By bridging TradFi credibility with DeFi efficiency, CRDT creates a blueprint for the next decade of asset tokenization. Even the most cynical bankers can't ignore the efficiency gains, though they'll surely complain about the lost paperwork fees.

Private credit's trillion-dollar playground just opened its gates to the digital asset generation. The only thing traditional finance hates more than disruption is missing out on profits.

TLDR

• WisdomTree launches CRDT, a tokenized private credit fund on blockchain.
• CRDT fund merges blockchain with private credit for income and transparency.
• Tokenized CRDT fund opens digital access to alternative income markets.
• Blockchain-based CRDT delivers daily liquidity in private credit investing.
• CRDT offers diversified credit exposure via Ethereum & Stellar networks.

WisdomTree has launched a new tokenized private credit fund named CRDT. The fund offers access to private credit via blockchain technology. It combines transparency, digital access, and income potential into a single investment product.

The new fund, WisdomTree Private Credit and Alternative Income Digital Fund, trades under the ticker “CRDT”. It tracks the performance of the Gapstow Liquid Alternative Credit Index (GLACI) and is also registered under the fund ticker CRDYX for institutional platforms.

CRDT joins WisdomTree’s broader suite of tokenized private credit offerings and is available via the WisdomTree Prime and WisdomTree Connect platforms. This launch expands retail and institutional access to alternative income markets. It is a notable step toward merging traditional finance with blockchain.

CRDT Fund Launches with Modern Tokenized Structure

WisdomTree designed CRDT to simplify access to tokenized private credit. The fund offers T+0 settlement for purchases and T+2 for redemptions. It is available with a low minimum of $25, aiming for wide accessibility. CRDT uses ethereum and Stellar blockchains to tokenize fund shares. This structure allows direct onchain access without relying on off-chain mechanisms. Users can invest and manage shares entirely within digital ecosystems.

The fund brings daily liquidity and full transparency to an asset class known for limited access. It blends institutional-quality structure with modern blockchain benefits. CRDT helps reshape how tokenized private credit can be offered to broader audiences.

Gapstow Index Drives Exposure to Private Credit

CRDT seeks to replicate the performance of the Gapstow Liquid Alternative Credit Index, which tracks 35 publicly traded alternative credit vehicles, including closed-end funds, business development companies (BDCs), and real estate investment trusts (REITs).

The fund passively invests in index components, not selecting holdings based on merit. It provides diversified exposure to high-yield credit through a rule-based model. CRDT makes this exposure digitally native for blockchain-based access.

As tokenized private credit grows in popularity, structured products like CRDT aim to offer income and diversification. The fund structure enables broader entry into this previously exclusive sector. WisdomTree’s index-based model brings consistency and transparency.

Blockchain Infrastructure Enhances Accessibility and Security

CRDT’s blockchain-based model supports direct, verifiable ownership of fund shares. Blockchain enables Immutable transaction records and supports efficient trading. Ethereum and Stellar networks ensure secure and decentralized settlement.

This structure enables tokenized private credit, which is now accessible to users without traditional brokerages. Participants experience near-instant access through secure, blockchain-registered platforms. This marks a shift from legacy systems toward seamless digital operations.

WisdomTree also addresses potential blockchain risks, including network congestion, fees, and cybersecurity threats. Yet by using regulated platforms, CRDT maintains traditional compliance alongside digital innovation. It merges regulated investment structures with decentralized access.