Chainlink’s 2025 Surge: Top Banks Betting on DeFi & the Viral Coin Primed for a 20% Rally

Wall Street's sleeping giants are finally waking up—and they're diving headfirst into DeFi. Chainlink's oracle network is becoming the backbone for institutional crypto adoption, while an under-the-radar altcoin flirts with a 20% breakout.

Banking's DeFi U-Turn

JPMorgan's blockchain division just integrated Chainlink price feeds for synthetic assets. Citi's tokenization team is running test transactions on LINK-powered smart contracts. Even the Basel Committee is quietly drafting capital requirements for bank-held crypto—with Chainlink verification as a compliance cornerstone.

The 20% Contender

Traders are piling into a niche oracle altcoin (hint: it's not LINK) after its mainnet upgrade slashed gas fees by 40%. The chart shows a textbook bullish pennant—and yes, that 20% surge prediction looks conservative if BTC holds $50k.

Bonus jab: Goldman's 'blockchain initiative' still consists of one overpaid VP forwarding CoinMarketCap screenshots to his managing director.

Chainlink Price Prediction Rises as Banking Sector Experiments With DeFi

Chainlink (LINK) is trading around $16.8 at the time of writing and showing a modest 25% increase over the past month. That might seem small but the real story is what’s happening behind the scenes.

In 2025, major institutions like JPMorgan, Lloyds Banking Group and BNP Paribas have begun piloting DeFi-based settlement protocols that rely on oracle infrastructure. In many cases, Chainlink is the key middleware enabling that transition.

LINK’s utility in these environments is not speculative. It is operational. Analysts have cited this banking involvement as a potential catalyst for a Q3 LINK price target of $20.50. This Chainlink price prediction would mark a nearly 20% gain from current levels.

Unilabs ($UNIL): Viral AI Fund Token With Built-In DeFi Exposure

Trading at just $0.009, Unilabs is a decentralized hedge fund manager using real-time AI to construct and rebalance baskets of digital assets. Its four main products, AI Fund, BTC Fund, RWA Fund, and Mining Fund, give everyday users exposure to both speculative and stable sectors of crypto.

Unilabs optimizes returns using multi-strategy execution, which uses its AI to shift tactics based on current market sentiment and social momentum. So while the LINK price may be slowly climbing, Unilabs could be capturing the entire DeFi narrative in one fund logic.

Another standout feature is that the protocol’s real-time NAV tracking allows users to see exactly how much their holdings are worth across all chains. Unilabs manages over $30 million in assets and uses smart AI tools to help people invest better. It watches the market, spots trends early, and can make fast moves without waiting.

LINK vs. UNIL: Which Token Offers More Upside in Q3?

From a utility standpoint, Chainlink is clearly cemented in the infrastructure of DeFi. Its presence is important for on-chain data flows, with banks now wading into decentralized finance. But as investors look for actual yield, exposure, and smart portfolio structuring, Unilabs offers something different.

The current Unilabs presale has already raised over $11.8 million, with over 1.7 billion tokens sold. The $UNIL token is also stakable. It means holders can generate passive income while fueling liquidity across the ecosystem. Add to that a referral bonus structure, and users will get strong viral momentum without relying on meme coin hype.

Unilabs, given its price base and presale strength, could hit $0.0108 soon, which WOULD mark a 20% upside in a much shorter timeframe.

AI Fund Performance and Cross-Chain Earnings Give Unilabs an Edge

Unilabs’ strength does not stop at asset selection. The platform’s Multi-Chain Claim Contracts allow users to claim earnings across Ethereum, BSC, and Avalanche in just one click. Its Real-Time Ledger Sync also means users see their full portfolio and yields without switching tools or wallets.

Compare this to staking LINK on a third-party platform or waiting for more bank integrations to materialize, Unilabs offers immediate utility even in a volatile Q3 market.

Final Thoughts

The Chainlink price prediction is gaining support from institutional adoption. On the other hand, Unilabs may deliver more immediate and actionable returns for crypto-native investors. It combines AI-powered asset management, cross-chain convenience, and passive income tools in a way that few tokens at this price level can match.

For those seeking DeFi exposure with a built-in AI strategy, Unilabs may be the most overlooked player in Q3

Discover More About Unilabs Finance:

Presale: https://www.unilabs.finance/

Buy Presale: https://buy.unilabs.finance/

Telegram: https://t.me/s/unilabsofficial

Twitter: https://twitter.com/unilabsofficial