XRP Price Plunge: Retail FOMO vs. Smart Money’s Pivot to RTX—What’s the Next Crypto to Buy in August 2025?

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2025-08-03 22:00:05

Retail investors are panic-buying XRP’s dip—again—while institutional players quietly stack RTX. Who’s making the smarter bet?

XRP’s 30% drop this month has triggered Pavlovian ‘buy the dip’ reflexes. But hedge funds aren’t biting. Their play? RTX, the dark horse protocol absorbing capital like a blockchain sponge.

The pattern’s familiar: Mainstreet chases yesterday’s news, Wall Street front-runs tomorrow’s. This time, the divergence is stark—RTX’s governance token surged 82% since July as XRP bled out. ‘Decentralized finance’ still means centralized profits, apparently.

One cynical takeaway? The ‘smart money’ narrative is just marketing—until the charts prove otherwise. RTX’s tech solves real settlement bottlenecks. XRP’s ‘banker coin’ schtick? Still waiting on that 2017 promise.

Best crypto to buy now: XRP dip math and levels to watch

The XRP price trades near $2.94 after a pullback from $3.50, with a daily range of $2.91 to $3.05 and a market cap around $174 billion. For a case that fits the Best crypto to buy now theme, bulls need $2.90 to hold; lose it and the XRP price may test $2.55 to $2.40, with $1.90 if selling grows.

RSI near 51 and a MACD cross under the signal line show cooling momentum, while reports say whales offloaded about 720 million XRP in 24 hours. If bids hold the shelf and reclaim $3.30 to $3.50 on volume, the XRP price can reset and rejoin upcoming crypto projects flows. Until then, patient buys in the $2.40 to $2.20 zone and tight risk rules keep this from falling off any Best crypto to buy now list, while the XRP price works to rebuild trend.

Source: Ali Martinez

Remittix (RTX): utility snapshot for best crypto to buy now hunters

Here the pitch is simple. The Remittix DeFi project focuses on real payouts with tools people use every week. Think saved contacts, one-tap repeats, scheduled transfers for payroll, receipt downloads for records and fee previews before you send. For builders, a lightweight API and sandbox make testing fast. That mix of crypto with real utility and low gas fee crypto rails inside a cross-chain DeFi project makes RTX a top crypto under $1 and a Best crypto to buy now candidate for some. Six signals pointing to strength:

Security first: audited by CertiK, a top blockchain security firm
Supports 40+ cryptos and 30+ fiat currencies at launch
Global payout rails already integrated and expanding
Backed by real tech, not just hype
Deflationary token model for long term holder value
Designed for both crypto natives and new users

How to split your bet without overthinking it

If the XRP price holds $2.90 and pushes through $3.30, short-term momentum traders can stay engaged. For balance, others buy RTX token as a best crypto to buy now, pick from low cap crypto gems, with Crypto staking and a possible next 100x crypto angle that fits a best long term crypto investment plan. Blending trends with delivery lets you participate whether momentum or utility wins first.