🚀 XRP Ledger Explodes: Daily Users Up 7x as Whale Wallets Smash All-Time High

Move over, Wall Street—the XRP Ledger just rewrote the playbook. Daily active users have skyrocketed 700% in a parabolic surge, while whale wallets pile in at record levels. Is this the institutional floodgates opening... or another case of ''buy the rumor, sell the news''?

The metrics don''t lie

On-chain data shows retail and big money colliding on the ledger. Transaction volumes are painting the tape green as both sides bet on Ripple''s ongoing legal clarity.

Whales go shopping

Those seven-figure wallets aren''t accumulating for charity. The smart money''s positioning ahead of what could be crypto''s next liquidity wave—assuming the SEC doesn''t pull another ''regulation by lawsuit'' special.

Forget ''moon'' talk—this is network effect meets speculative frenzy. Whether it''s sustainable or just another crypto pump depends on who''s left holding the bags when the music stops.

TLDR

• The XRP Ledger has recorded a sharp rise in activity with daily addresses up seven times the recent average.
• On-chain data shows 295,000 interacting addresses daily compared to the previous range of 35,000 to 40,000.
• Whale wallets holding at least one million XRP have reached an all-time high of 2,708.
• Institutional partnerships with Circle, Guggenheim, and Ondo Finance are boosting ledger utility.
• Ripple’s proposed fee structure aims to make XRP Ledger more competitive with Ethereum.

On-chain activity on the XRP Ledger (XRPL) has surged, driven by a mix of user engagement and institutional interest. Daily interacting addresses have multiplied sevenfold compared to the three-month average, signaling a major uptick. Meanwhile, whale wallets holding at least one million XRP have reached a record high, pointing to rising strategic accumulation.

XRP Ledger User Activity Surges With Major On-Chain Growth

The XRP Ledger has seen an average of 295,000 daily interacting addresses over the past week, up from 40,000. This increase reflects a significant spike in daily user activity, tracked consistently across a seven-day chart. On-chain data from Santiment confirms the rapid acceleration in network participation and utility.

📊 The XRP ledger is showing serious signs of growth, from both a usage and key stakeholder perspective.

📈 The amount of interacting $XRP addresses has averaged over 295K per day over the past week. Its normal daily average over the past 3 months was approximately 35-40K.

🐳… pic.twitter.com/RvxE8BSFAg

— Santiment (@santimentfeed) June 16, 2025

The previous three-month average held steady at 35,000 to 40,000 active addresses per day. A sharp 7x rise suggests heightened interest across both retail and institutional users. This activity highlights XRPL’s growing relevance in the broader blockchain ecosystem.

Rising address activity indicates robust user confidence and expanding use cases. It also demonstrates broader adoption beyond speculative trading. Increased traffic often correlates with enhanced developer interest and infrastructure upgrades across the network.

Whale Wallets Reach All-Time High Amid Strategic Accumulation

The number of whale wallets on the XRP Ledger has reached 2,708, each holding over one million XRP tokens. This marks the highest level ever recorded for large XRP holders and reflects steady institutional accumulation. The consistent growth in these wallet sizes supports ongoing confidence among key market stakeholders.

Large holders are taking positions amid positive signals from the network and Ripple’s recent business expansions. With whales increasing their holdings, the ledger sees rising token concentration in high-value accounts. This trend may influence XRP’s on-chain liquidity and market depth.

Whale wallet growth aligns with XRPL’s expanding institutional activity and upcoming upgrades. Key developments have included tokenized securities and digital paper products launched on XRPL. Strategic accumulation likely reflects investor anticipation of future utility and adoption.

Institutional Partnerships and Upgrade Proposals Drive Momentum

Ripple has announced several high-impact partnerships, including collaborations with Guggenheim, ONDO Finance, and Circle. Guggenheim recently launched digital commercial paper on XRPL, marking a step toward institutional blockchain adoption. Circle’s USDC is now active on XRPL, enhancing stablecoin liquidity across the network.

Ripple’s CTO has proposed a new fee structure to improve ledger performance and compete with Ethereum’s capabilities. These changes aim to support higher throughput and lower operational costs. The proposal underscores Ripple’s commitment to long-term scalability.

Anticipation of regulatory clarity from the SEC continues to influence sentiment around XRP. Market participants await signals that could reshape the token’s legal status. Combined, these factors reinforce a strong growth outlook for XRPL.