Guggenheim Dives Into XRP Ledger—Institutional Floodgates Now Open?

Wall Street meets blockchain: Guggenheim Partners just parked institutional assets on the XRP Ledger, marking a watershed moment for Ripple''s embattled token.

Why it matters: After years of regulatory limbo, this move signals big money sees XRP as a legit infrastructure play—not just a ''security'' punching bag.

The fine print: No dollar figures disclosed (classic finance opacity), but the mere presence of Guggenheim''s treasury team suggests nine-figure exposure. Watch for copycats as TradFi finally realizes cross-border settlements beat 19th-century SWIFT rails.

Bottom line: When suits start using your blockchain for actual work—not just speculation—the ''utility token'' argument gets teeth. Still, remember: institutions adopt tech, not tokens. Price pumps are just their entry liquidity.

TLDR

• Guggenheim Treasury Services partners with Ripple to issue US Treasury-backed digital commercial paper on XRP Ledger
• The tokenized asset has processed over $280 million in volume since launching on Ethereum in September 2024
• Ripple commits $10 million investment in the digital commercial paper offering
• The partnership marks the first native fixed-income product on XRP Ledger blockchain
• Future support may include purchases using Ripple’s RLUSD stablecoin

Investment giant Guggenheim has selected the XRP Ledger to expand its digital commercial paper offering. Guggenheim Treasury Services will issue US Treasury-backed digital debt on the XRPL platform.

The digital commercial paper launched on ethereum in September 2024. Since then, it has processed over $280 million in transaction volume. The asset carries a Prime-1 rating from Moody’s credit agency.

🚨 Big news!

Guggenheim, a major U.S. investment firm, is partnering with Ripple to bring its digital debt product to the $XRP Ledger. 🇺🇸💰

Financial tokenization is accelerating! #XRP #Ripple #Guggenheim pic.twitter.com/HsU11loUwv

— John Squire (@TheCryptoSquire) June 10, 2025

Ripple announced the partnership in a June 10 press release. The collaboration brings the first native fixed-income product to XRP Ledger. Guggenheim Capital oversees $345 billion in total assets under management.

The digital commercial paper offers custom maturities up to 397 days. It provides quicker settlement times compared to traditional methods. The product also reduces transaction fees and offers 24-hour market access.

Ripple will invest $10 million in the digital commercial paper as part of the deal. The investment demonstrates Ripple’s commitment to the partnership. Future developments may include support for RLUSD stablecoin purchases.

Institutional Adoption of Blockchain Technology

XRP lawyer Bill Morgan called the partnership a “big win” for XRP Ledger. He noted that Guggenheim previously used Ethereum for this product. The move to XRPL aims to take advantage of faster settlement and lower fees.

Markus Infanger from RippleX explained the broader trend. “Institutions are no longer asking if blockchain technology can support regulated financial products,” he said. “They’re asking how they can deploy them at scale.”

I think this is a big win for the XRPL.

Guggenheim Treasury Services is a subsidiary of Guggenheim Capital. The subsidiary specialises in institutional grade treasury management solutions. Guggenheim Capital is a global financial services firm with $345 billion in assets under… https://t.co/YE7HkzUf6x

— bill morgan (@Belisarius2020) June 10, 2025

The digital commercial paper is issued through a bankruptcy-remote special purpose vehicle. This structure provides additional investor protections. The product targets Qualified Institutional Buyers and Qualified Purchasers only.

Guggenheim’s expansion comes as XRPL faces usage challenges. On-chain activity has declined between May and June 2025. Transaction volumes and active addresses have both decreased during this period.

Real-World Asset Tokenization Growth

The partnership fits into Ripple’s broader tokenization strategy. The company has invested in similar treasury projects including Ondo’s OUSG. Ripple also supports Archax’s partnership with asset manager Abrdn.

A recent Ripple-BCG report projects massive growth in tokenized assets. The tokenized real-world asset market could grow from $600 million today to $19 trillion by 2033. Bonds are expected to drive much of this adoption.

Giacinto Cosenza from Zeconomy highlighted the partnership’s importance. “The expansion of DCP to the XRPL is a key marker for the future of tokenized finance,” he stated. The collaboration combines institutional strength with enterprise blockchain focus.

The digital commercial paper will be available through the Zeconomy platform. This provides institutional traders with regulated, yield-bearing blockchain assets. They can integrate these into liquidity and collateral strategies.

Ripple’s RLUSD stablecoin has exceeded $350 million in circulating supply since December 2024. The stablecoin may support future digital commercial paper purchases. This WOULD create additional utility for Ripple’s USD-pegged token.

The partnership represents institutional adoption of blockchain technology for traditional financial products. Guggenheim’s MOVE from Ethereum to XRP Ledger demonstrates the platform’s competitive advantages in speed and cost efficiency.