RLUSD Skyrockets to $1.3B as Ripple Unleashes Its Stablecoin Across Multiple Blockchains

Ripple's stablecoin, RLUSD, just smashed the billion-dollar barrier, hitting a staggering $1.3 billion in market cap. This isn't just growth—it's a full-scale invasion of the stablecoin arena.

The Multi-Chain Blitz

Ripple isn't playing for a single chain. The company is deploying RLUSD across multiple major blockchains, a strategic move that floods fresh liquidity into decentralized ecosystems and directly challenges the walled gardens of traditional finance. It's a classic crypto play: bypass gatekeepers, connect everything.

What's Fueling the Surge?

That $1.3 billion figure didn't appear from thin air. It signals massive institutional and retail onboarding, likely driven by Ripple's existing banking partnerships and a market hungry for a compliant, cross-chain dollar alternative. Traders are voting with their capital, seeking stability without borders.

The Ripple Effect on Finance

This expansion turns RLUSD from a product into a protocol—a foundational piece of money-moving infrastructure. It pressures legacy settlement systems that still measure transaction times in days and fees in percentages large enough to buy a small island. Some bankers are probably wondering if their 'stable' government bonds are quite as attractive now.

The stablecoin wars just entered a new phase. Ripple has the rails, the regulatory rapport, and now, a rapidly scaling asset. While the old guard debates interest rates in wood-paneled rooms, a $1.3 billion digital dollar is quietly building the payment system of tomorrow—proving once again that in finance, the most disruptive innovations often look like the simplest tools.

TLDR

• Ripple’s RLUSD stablecoin has seen its market capitalization rise to nearly $1.3 billion.
• The surge in RLUSD’s market cap is largely attributed to Ripple’s multi-chain expansion strategy.
• RLUSD’s presence on both the XRP Ledger and Ethereum has increased its appeal and liquidity.
• Analysts, including Wendy O, believe that other crypto projects should adopt Ripple’s multi-chain approach.
• The Ripple-Gemini partnership has played a significant role in RLUSD’s market growth.

Ripple’s stablecoin, RLUSD, has seen a major rise in its market capitalization, now approaching $1.3 billion. Analysts attribute this growth to Ripple’s strategic decision to launch RLUSD across multiple blockchains. This move has drawn attention from industry experts who suggest that other projects should adopt similar strategies.

Ripple’s Multi-Chain Strategy Boosts RLUSD’s Market Cap

The market cap of RLUSD surged to over $1.2 billion after Ripple expanded its stablecoin to both the XRP Ledger and Ethereum. Wendy O, an analyst in the crypto industry, praised this decision.

“Ripple’s placement of RLUSD on two chains is a smart move, which other crypto projects should follow,” she said.

Wendy emphasized the increasing shift towards multi-chain adoption within the industry.

The multi-chain approach allowed RLUSD to tap into both the liquidity of ethereum and the efficiency of the XRP Ledger. This strategy not only enhanced the coin’s market appeal but also attracted users from different blockchain ecosystems. As a result, RLUSD has become one of the fastest-growing stablecoins in the market.

Crypto Experts Endorse Ripple’s Multi-Chain Approach

Crypto lawyer Bill Morgan also supported Ripple’s strategy, warning that projects focusing on a single network might face difficulties in the future. Morgan shared his views on X, where he commented that multi-chain designs will be essential for success in the coming years. He pointed out that RLUSD’s growth serves as a clear example of the advantages of multi-chain integration.

The Ripple-Gemini partnership has also played a key role in driving RLUSD’s market cap upwards. This collaboration enabled the introduction of RLUSD card settlements, expanding the use cases for the stablecoin. The integration of RLUSD across chains is crucial in pushing the coin’s adoption, especially for new payment options.

RLUSD Expands Globally and Strengthens Its Position in Regulated Markets

Ripple’s stablecoin has gained recognition in regulated markets, including in Abu Dhabi. This approval further positions RLUSD as a competitive player in the global financial ecosystem. The adoption of RLUSD in regulated markets highlights Ripple’s growing influence and its strategy to expand its stablecoin’s reach internationally.

The smartest thing Ripple did was put $RLUSD on Ethereum and XRPL.

There is a big lesson that many other top 100 crypto projects should take from this. https://t.co/bbZ9fX2RIx

— Wendy O (@CryptoWendyO) December 7, 2025

Although Ripple has not disclosed any future updates for RLUSD, its market cap increase demonstrates growing interest in the coin. The success of RLUSD on both Ethereum and XRP Ledger suggests that cross-chain applications will become more prevalent in the crypto sector. These developments mark a shift toward greater adoption of stablecoins that operate seamlessly across multiple blockchains.

David Schwartz, Ripple’s Chief Technology Officer, has also engaged with the XRP Ledger more actively. Schwartz recently shared that his return to the XRPL hub aims to monitor network performance more closely. He also noted that he is focused on addressing challenges like validator delays through the development of more efficient solutions.

With RLUSD’s rapid growth and Ripple’s ongoing developments with the XRP Ledger, it is clear that cross-chain capabilities will play a pivotal role in the future of stablecoins.