Shiba Inu (SHIB) Early Buyers Are Piling Into This New DeFi Crypto as Phase 6 Hits 97% Completion – Here’s Why It Matters

Early Shiba Inu adopters are shifting capital. A fresh DeFi project, now 97% through its sixth development phase, is drawing their attention—and wallets.

The Migration Pattern

It's a classic crypto playbook move. Investors who caught the initial wave of a meme coin phenomenon are now scouting for the next asymmetric opportunity. The target? A decentralized finance protocol that promises more than just viral appeal.

Why Phase 6 Completion Is a Trigger

Hitting 97% on a key development milestone isn't just a progress bar. It's a signal. For seasoned buyers, it indicates a project moving from roadmap promises to tangible, launch-ready utility. It screams 'last call' before a potential revaluation.

The DeFi Angle vs. The Meme Narrative

This isn't about swapping one dog-themed asset for another. The shift represents a pivot from pure speculative meme coins to protocols built on yield mechanics, governance, and automated market operations. The appeal is foundational—infrastructure over internet fame.

What Early Movers See

They're chasing the same feeling: getting in before the crowd. A 97% complete phase suggests reduced technical risk and an imminent catalyst—be it a mainnet launch, major exchange listing, or staking rollout. It's about positioning before the narrative hits mainstream feeds.

A Cynical Note on Crypto Finance

Let's be real—this is less about 'believing in the technology' and more about front-running the next wave of retail money. The game hasn't changed; only the tickers have.

The capital rotation is underway. Whether this new DeFi entry becomes the next engine of wealth or just another line on a portfolio screenshot depends entirely on who gets in, gets out, and gets left holding the bag.

Shiba Inu (SHIB)

Shiba Inu became a global sensation when it surged from near-zero levels into a multi-billion-dollar asset. Its rise placed SHIB among the top meme coins, and early buyers saw massive returns in a short period. At its peak, SHIB reached a market cap so large that it competed with some of the biggest assets in the space.

But with a high market cap also comes limitations. Analysts say SHIB can still MOVE with the broader market, but the possibility of repeating its early explosive run grows smaller each cycle. It now requires billions in new inflows to create meaningful price movement. This makes SHIB less attractive to investors searching for early entries with high upside. Many SHIB early buyers are now looking for new crypto projects with stronger growth potential and more utility. This is where Mutuum Finance enters the picture.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is building a decentralized lending protocol built around real on-chain activity. The platform allows users to lend and borrow assets with dynamic rates tied to liquidity. When users supply assets like ETH or USDT, they receive mtTokens that grow in value as borrowers repay interest. This creates real APY based on actual usage.

Mutuum Finance began its presale at $0.01 in early 2025. The token now trades at $0.035, marking a 250% increase before the first version even launches. The project has raised $19.1 million and attracted more than 18,300 holders. 

Over 810 million tokens have already been purchased out of the 1.82 billion tokens allocated for early supporters. With Phase 6 now 97% complete, analysts say the project is nearing one of the most important moments in its early growth cycle.

SHIB vs MUTM: Clear Contrast

To understand why SHIB holders are rotating into MUTM, analysts compare their future price potential. For Shiba Inu, most projections remain modest. Analysts say SHIB could rise 10% to 20% in the next cycle, but it is unlikely to repeat its early explosion. The large market cap limits how fast the token can grow, and the lack of strong utility beyond community value holds it back in the long run.

Mutuum Finance, however, sits in a very different position. With a current price of $0.035 and a launch price set at $0.06, early buyers already expect possible growth once the token lists. Analysts studying early DeFi platforms say MUTM could rise 500% to 900% after its V1 protocol is active. Some long-term models even show a possible 10x path if stablecoin expansion, layer-2 deployment, and borrowing volume grow as expected.

The contrast is clear. A $1,000 investment in SHIB may see small gains. A $1,000 entry into MUTM at $0.035 could scale much faster as long as early forecasts prove accurate. This difference in potential upside is one of the main reasons early SHIB buyers are now moving toward Mutuum Finance.

Long-Term Potential

Analysts highlight several reasons why MUTM has become a favored choice among early SHIB buyers. The lending system uses real activity to create yield. mtTokens grow with borrower interest, giving the platform natural revenue. The buy-and-distribute model uses protocol earnings to buy MUTM from the open market and redistribute tokens to mtToken stakers. This creates a long-term cycle of buying pressure.

Mutuum Finance is also preparing a USD-pegged stablecoin backed by borrower interest. Stablecoins often become a Core tool in DeFi ecosystems and help expand borrowing markets.

The project plans to deploy across multiple layer-2 networks where activity is high and fees are low. Analysts say these expansions increase user reach and strengthen liquidity, which can support price growth after launch. Together, these factors give Mutuum Finance the kind of foundation that many early-stage investors look for when searching for the best crypto to buy now.

Closing Outlook

Shiba Inu changed the market once, but its growth potential is now limited by its large size. Mutuum Finance, however, is in a much earlier position, with real utility, audited contracts, rising community interest, and a confirmed V1 launch.

With Phase 6 at 97% completion, only a small portion of the supply remains at $0.035. Analysts say this stage may close far sooner than expected as more SHIB early buyers rotate into MUTM. For traders watching top crypto opportunities before the next cycle, this may be one of the final chances to enter before the next price increase arrives.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance