XRP Price Prediction 2040: Will It Skyrocket to $750 or Even $1,000?

XRP's long-term potential sparks heated debate—can it really hit four digits by 2040?

Bullish case: Institutional adoption and regulatory clarity could fuel a parabolic rise.

Bearish reality: Even crypto's golden child would need a 50,000% surge—bankers are already laughing into their lattes.

Technical outlook: Breaking key resistance levels might set the stage, but skeptics warn against hopium-fueled projections.

Final verdict: In crypto, anything's possible—just don't bet your pension on it (unless you're a VC with insider tokens).

TLDR

• Experts predict XRP price could reach $700 to $1,000 by 2040, driven by its growing role in global payments.
• Jake Claver placed an $18,000 bet on XRP reaching $750, with the potential for a $3.5 million return.
• Analyst Remi Relief previously forecasted $1,000 for XRP, a prediction that is now gaining wider attention.
• Analysts suggest XRP could approach $1,000 by 2040 if it captures a significant share of the global payments market.
• The launch of the first pure spot XRP ETF has sparked increased optimism for XRP’s future price growth.
• Reaching a $1,000 XRP price would require a $60 trillion market cap, making such a target unlikely in the near term.

XRP price continues to hover around $2.2, but experts project future highs, with some predicting it could reach $700 to $1,000. Despite skepticism surrounding such bold predictions, several market analysts believe these targets are within reach under the right conditions. They suggest that XRP’s growing role in global payments could push its price into the upper range.

XRP Price Could Reach $1,000 by 2040, Say Analysts

Jake Claver, CEO of Digital Ascension Group, made an $18,000 public bet in July, predicting that XRP could reach $750. If his forecast proves correct, the value of his bet could rise to $3.5 million. Claver’s prediction has gained traction among some analysts, who believe that XRP is still undervalued at its current price.

Already bet $18k with scams publicly.
When XRP is $750 that bet will be $3.5million

— Jake Claver, QFOP (@beyond_broke) July 30, 2025

Claver’s optimistic stance is not an isolated view. Analyst Remi Relief also predicted last year that XRP could hit $1,000, a forecast dismissed by many at the time. Now, Relief sees the prediction gaining traction across the crypto community, mainly after XRP traded around $0.50 when he first made his claim.

I Called For A $1000 XRP Last Year

…everyone laughed & yet now everyone is calling for a $1000 XRP. Everywhere I turn, $1000 XRP is the price.

I’m glad to be the trailblazerand I’m glad everyone is now on the same page. They are now seeing what I saw a year ago.…

— The Real Remi Relief(@RemiReliefX) November 12, 2025

Several other analysts have weighed in on XRP’s long-term potential. The U.S. exchange Uphold recently asked users whether XRP could hit $1,000 by 2030, a question that sparked significant discussion. At the same time, Matthew Brienen, COO of CryptoGuard, suggested that XRP could reach $1,000 by 2040, predicting a steady climb over the next two decades.

These projections rely heavily on XRP gaining substantial market share in the global payments system. Some analysts believe XRP’s involvement in cross-border payments could make it a dominant force in the future. The continued expansion of XRP’s utility could drive its price well beyond its current level.

XRP ETF Launch Sparks Investor Optimism

The launch of the first pure spot XRP ETF by Canary Capital has sparked renewed Optimism among investors. On its debut, the fund recorded $58 million in volume, drawing $245 million in inflows. This strong performance has fueled expectations that the introduction of more ETFs could push XRP’s price even higher.

Despite this enthusiasm, analysts caution that the possibility of XRP reaching $1,000 remains remote under current conditions. With a circulating supply of 60 billion tokens, achieving such a high valuation WOULD require a market cap of $60 trillion. This level would surpass global assets like gold and the stock market by a wide margin, making it highly unlikely in the near term.

Despite these challenges, the xrp price continues to attract attention from both long-term investors and analysts. While predictions of extreme price targets remain speculative, they highlight the growing belief in XRP’s future potential. As the market watches closely, the path ahead for XRP remains uncertain.