XRP Price Prediction 2025: Coinbase Battles Bank Lobby as DeepSnitch AI Unlocks $50k Crypto Opportunity

Banking giants push back as crypto goes mainstream—but decentralized opportunities won't wait for permission.

XRP's make-or-break moment: Will Ripple's legal wins finally translate to price action?

DeepSnitch's AI-powered trading bot promises retail investors a shot at Wall Street's game—with a $50k entry ticket.

Meanwhile, Coinbase fights regulatory headwinds while quietly building the infrastructure for crypto's next bull run.

Remember when banks said blockchain was a fad? Now they're spending millions to control it—the ultimate compliment in finance.

ICBA “strongly opposes” the Coinbase trust charter

The Independent Community Bankers of America (ICBA) urged regulators to reject Coinbase’s application for a National Trust Company Charter in a formal letter submitted to the Office of the Comptroller of the Currency (OCC).

The organization argued that Coinbase’s proposed subsidiary relies on custody practices that it described as relatively untested in stressed market environments. It also claimed that the business model may be difficult to sustain during prolonged downturns in crypto markets.

Coinbase’s chief legal officer, Paul Grewal, responded directly to the letter in a post on X. He described the ICBA’s stance as an effort to preserve banking industry dominance rather than a genuine regulatory concern. Grewal noted that opposing a trust charter while criticizing crypto for lacking regulation creates an internal contradiction in the ICBA’s position.

This exchange reflects a transition in financial infrastructure. Established banking groups are seeking to maintain their traditional roles in custody and payments, while digital asset firms are working to gain regulated entry into those same sectors.

Top tokens to watch: XRP price prediction optimistic as DeepSnitch AI offers $50k gains

DeepSnitch AI: The $50,000 opportunity you shouldn’t miss

This is a decisive moment for strategic investors. The market is entering the Santa rally, a historically supportive period for crypto. When you pair that with Gartner’s projected $1.5 trillion in AI spending for 2025, the conditions are lining up for projects that sit at the intersection of AI and trading. DeepSnitch AI fits into this category as a “picks-and-shovels” opportunity, positioned to support crypto users as participation increases across the market.

DeepSnitch AI is an AI suite designed to give everyday crypto users a structured informational advantage. The project is built around a set of AI agents, referred to as “snitches,” each with a focused task.

For example, SnitchScan functions like a protective filter, examining smart contracts for warning signs before someone buys into a token. This type of utility remains relevant across market cycles, which helps give the project staying power rather than relying solely on hype.

DeepSnitch AI also aims to address one of the biggest challenges in crypto trading: whales MOVE first because they see information sooner. The system is being developed to track wallet flows and social trends and convert that into actionable interpretation for everyday traders. The math on the upside is straightforward.

Turning a $2,000 position into $50,000 is a 25x move. At the current $0.02157 presale price, the token WOULD only need to reach $0.53 to reach that target. For a low-cap AI presale with a defined utility, this kind of growth sits well within historical precedent.

XRP price prediction is optimistic

The XRP institutional adoption narrative recently took a step forward. Franklin Templeton, a major global asset manager, submitted a revised S-1 amendment for its XRP ETF. This is an important procedural move and suggests that a launch could arrive within the month, with interest from institutional market participants.

However, this development is unfolding against a short-term downward trend. XRP has dropped 14% over the past week, lagging behind the market. Some analysts have pointed to whale sell-offs, including reports of 900,000 XRP being moved onto exchanges.

The technical sentiment is currently bearish, and the Fear & Greed Index sits in “fear”, indicating cautious conditions. The XRP price prediction into early 2026 shows a more moderate path, with forecasts pointing to a 15% increase.

Internet Computer (ICP): Explosive rally hits overbought territory

Internet Computer increased by more than 65% in the last seven days. It maintained its price during a recent market-wide dip, showing that buyers remained active even under pressure. The technical sentiment is bullish, and the current trend suggests continued market participation.

There is a cautionary element to note. The 14-day RSI is now 73.82, placing it in “overbought” territory. When the RSI reaches this range, short-term cooling or sideways movement is common as early entrants take profits. While the long-term projection points to a 17% increase, the near-term upside may be more limited after a massive increase.

The bottom line

Although large assets like XRP have a steady outlook, its era of outsized gains has already passed. The chance for massive upside is in early entries where the price is still low enough to move with massive gains.

DeepSnitch AI is in that phase. Early backers are already up 42%, and the presale continues to move quickly. Its AI toolset is being built for everyone who wants clearer information and better protection in unpredictable markets. As Santa rally is around the corner, this is the type of project that could be positioned for larger upside potential.

Visit the official DeepSnitch AI website, join Telegram, and follow on X (Twitter) for the latest updates.

FAQs

How does institutional adoption affect the XRP price prediction?

XRP institutional adoption, like the Franklin Templeton ETF filing, is a key driver for a positive long-term xrp price prediction. This same institutional trend is also driving the $1.5T AI market, which is why DeepSnitch AI is so compelling. It’s a “picks-and-shovels” project building the AI tools, like its SnitchScan scam filter, that all these new institutional and retail traders will need.

What is the XRP future value outlook based on its utility?

The XRP future value outlook is based on its utility as a high-speed, low-cost settlement LAYER for financial institutions.

Is the XRP long-term outlook still 100x?

The XRP long-term outlook is for steady growth, not 100x gains. Its multi-billion dollar market cap makes that mathematically impossible. True 100x potential is found in low-cap presales like DeepSnitch AI.

What does DeepSnitch AI’s “bear-proof” utility mean for investors?

“Bear-proof” utility means the project’s tools are always in demand, even in a down market. A scam filter or a whale tracker is just as important when prices are falling as when they are rising. This gives DeepSnitch AI a sustainable value that isn’t dependent on market hype.