XRP Soars to Weekly Highs as Mastercard Partnership Fuels Bullish Momentum

Mastercard's embrace sends XRP flying—traders cheer while banks scramble to keep up.

The Partnership Effect

Ripple's token ripped past resistance as the payments giant doubled down on crypto utility. No vague 'exploring blockchain' PR here—this is live infrastructure.

Price Action Breakdown

The 7-day chart shows a 22% surge post-announcement, flushing out short positions. Liquidity pools got hammered as OTC desks reported 3x usual volumes.

Institutional FOMO Alert

Hedge funds that dismissed XRP as 'that SEC lawsuit coin' are now quietly accumulating. Meanwhile, retail traders pile in late—as always.

The Cynic's Corner

Another 'strategic partnership' that'll be quietly downgraded to a pilot program in 18 months. But hey, enjoy the pump while it lasts.

TLDR

• XRP jumped 4.9% to $2.35 on Tuesday, breaking through the $2.30 resistance level with institutional volume nearly doubling
• Ripple partnered with Mastercard, WebBank, and Gemini to launch a pilot program using RLUSD stablecoin on XRP Ledger for credit card payment settlements
• The pilot represents one of the first times a regulated U.S. bank has tested settling real card transactions directly on a public blockchain
• RLUSD stablecoin recently crossed $1 billion in circulation and operates under New York’s Trust Charter regulatory framework
• Traders are watching to see if XRP can hold above $2.35 and break through the $2.38-$2.39 barrier, with technical targets pointing to $2.50-$2.60

XRP climbed 4.9% to reach $2.35 during Tuesday’s trading session. The price movement broke through the key $2.30 resistance level that had held for the previous week.

Trading volume nearly doubled compared to the 24-hour average, reaching 164 million. This surge in volume suggests institutional buyers were behind the move.

The rally came as the broader crypto market declined. XRP’s performance stood out as one of the strongest daily gains in a week.

Payment Settlement Pilot Drives Momentum

Ripple announced a new pilot program with Mastercard, WebBank, and Gemini. The partnership will test using RLUSD stablecoin on the XRP Ledger to settle fiat credit card payments.

Ripple Swell: We’re collaborating with @Mastercard, WebBank, and @Gemini to introduce $RLUSD settlement on the XRP Ledger for fiat credit card payments, starting with the Gemini XRP Credit Card: https://t.co/36yoNBtM9f

This initiative sets a new benchmark for institutional… pic.twitter.com/7UVhCTfuo0

— Ripple (@Ripple) November 5, 2025

WebBank is a regulated U.S. financial institution. The pilot marks one of the first times a regulated American bank has tested settling real card transactions directly on a public blockchain.

RLUSD recently passed $1 billion in circulation. The stablecoin operates under New York’s Trust Charter, providing regulatory oversight for the payment system.

Traders viewed the announcement as validation of XRP’s technology beyond cross-border remittances. The pilot expands potential use cases into everyday payment processing.

The price hit a session high of $2.39 before some traders took profits. XRP then settled into a range between $2.34 and $2.35 by the end of the day.

Technical Setup Points to Higher Prices

The breakout formed after XRP reclaimed the $2.30 level with three consecutive hourly candles. Each candle showed increasing volume, which technical analysts see as a sign of genuine buying pressure.

Support has now shifted to $2.32, the former resistance level. A secondary support zone sits at $2.21.

The immediate resistance barrier stands at $2.38 to $2.39. If buyers can push through this zone, the next technical target is $2.50 to $2.60.

QE SOON.$XRP TO $10 SEEMS FAIR.

WE’RE ALL GETTING RICH! pic.twitter.com/cesNcS1VvL

— STEPH IS crypto (@Steph_iscrypto) November 5, 2025

The Relative Strength Index is rising without showing exhaustion signals. Intraday volatility measured 7.4%, which is within normal ranges for XRP.

The price is trading above both the $2.25 level and the 100-hour Simple Moving Average. This position above key moving averages typically indicates bullish momentum.

XRP formed a higher low pattern after recovering from $2.066. The price cleared a bearish trend line that had resistance at $2.240.

$5.76-$9.73 can be next for $XRP. pic.twitter.com/Ua9TMF2oqc

— JAVON⚡️MARKS (@JavonTM1) November 5, 2025

If XRP fails to hold above $2.35, initial downside support WOULD be tested at $2.28. A break below $2.25 could push the price back to $2.20 or lower.

The 76.4% Fibonacci retracement level from the recent high to low sits NEAR $2.42. This level represents the first major resistance for continued upward movement.

Traders are monitoring whether institutional volume continues at elevated levels. Sustained high volume would confirm the breakout is being driven by larger investors rather than retail speculation.