Standard Chartered Predicts Tokenized Assets (RWA) Will Explode 5,600% to $2 Trillion by 2028

Traditional finance giants are finally waking up to what crypto natives knew all along.

The Institutional Stamp of Approval

When a 160-year-old banking institution starts throwing around numbers like 5,600% growth projections, even the most skeptical Wall Street veterans have to take notice. Standard Chartered's bold forecast suggests tokenized assets will rocket from their current baseline to a staggering $2 trillion market within just three years.

Why This Time Is Different

This isn't another crypto hype cycle—it's the quiet institutional revolution happening behind closed boardroom doors. Real-world assets from treasury bonds to real estate are getting the blockchain treatment, creating liquid markets for traditionally illiquid investments. The banking establishment suddenly remembers how to count when they spot zeros they might miss.

The Regulatory Dance

Watch how quickly compliance departments become 'blockchain innovation centers' when profit projections hit this scale. Suddenly everyone's a true believer in decentralized technology—as long as they can charge traditional banking fees for it.

Get ready—the tokenization tsunami is coming whether traditional finance is ready or not.

TLDR:

• Reddit $RDDT beat Q3 expectations with 68% sales growth.

• EPS hit $0.80 vs $0.51 forecast.

• Net income surged to $163M from $30M a year ago.

• Q4 guidance of $655–$665M topped Wall Street’s view.

• Shares jumped 12% in after-hours trading.

Reddit shares soared after the company posted blockbuster third-quarter results. The social media platform’s rapid revenue growth and upbeat guidance fueled investor optimism.

Today, we shared our Q2 2025 earnings results, and we have plenty to be proud of and even more to be excited about. A few highlights include:

• Revenue grew 78% year-over-year to $500M

• Our user base expanded to 416M+ WAUq & 110M+ DAUq

• Investments in machine translation… pic.twitter.com/gWNpdGmbxY

— Reddit, Inc. (@Reddit) July 31, 2025

The stock ROSE more than 12% in after-hours trading Thursday. This marked Reddit’s seventh quarterly report since its IPO in 2024.

Reddit, Inc., RDDT

Earnings and Revenue Blow Past Estimates

Reddit reported earnings per share of $0.80, crushing the $0.51 Wall Street estimate. Revenue jumped 68% year over year to $585 million, beating expectations of $546 million.

Net income reached $163 million, up from $30 million last year. Gross margin improved to 91%, reflecting the company’s expanding profitability.

The firm now expects fourth-quarter revenue between $655 million and $665 million, topping forecasts of $638 million. Adjusted earnings are projected between $275 million and $285 million.

Search and AI Drive Growth

CEO Steve Huffman credited improvements in search and globalization for Reddit’s performance. He said the platform’s search product now has more than 75 million weekly users, up from 70 million in Q2.

Reddit has started integrating Reddit Answers, an AI-powered feature that enhances search accuracy and visibility. CFO Drew Vollero said the company’s AI tools help surface better content and improve ad relevance without high infrastructure costs.

Vollero described Reddit as “an AI winner without a lot of AI cost.” Capital expenditure for the quarter was just $2.1 million, or 0.4% of revenue — far below peers like Google or Meta.

User Growth and Global Expansion

Global daily active users rose 19% to 116 million, exceeding analyst forecasts of 114 million. International users surged 31% to 64.4 million as Reddit expanded translation support to 30 languages.

In the U.S., logged-in daily users grew 7% to 23.1 million. While slower than Q2’s 12% growth, the user base remains Reddit’s most valuable audience for advertising.

COO Jen Wong said the total active advertiser count grew over 75% year over year. She added that Reddit’s brand campaigns helped boost app installs and awareness overseas.

Other revenue — mainly from data licensing partnerships with Google and OpenAI — increased 7% to $36 million. Huffman noted these deals remain an important long-term opportunity.

Outlook and Market Reaction

Reddit expects continued double-digit growth in Q4 and improving profitability. Huffman said the company will keep focusing on AI-driven personalization and removing barriers to user engagement.

He emphasized retention through relevant subreddits: “The biggest driver of retention is following communities you care about.”

Shares have climbed 19% in 2025, outperforming the S&P 500’s 16% gain. Investors appear confident Reddit can sustain its momentum through international expansion and AI integration.