XRP Price Prediction: 2025-2040 Outlook Amid Technical and Regulatory Crosscurrents

Factors Influencing XRP’s Price

Legal Expert Dismisses Rumors of XRP Inclusion in U.S. National Reserve

Speculation about Ripple's XRP being added to the U.S. National Reserve has been debunked by attorney Bill Morgan, a prominent commentator on the Ripple-SEC legal battle. The rumors gained traction after Ripple released 1 billion XRP from escrow in June, fueling theories of a potential government acquisition.

Morgan clarified that the escrowed XRP will not become part of federal holdings, countering community chatter that emerged amid Ripple's ongoing litigation with the SEC. The released tokens, valued at over $2.2 billion at withdrawal, were distributed across three transactions, but these movements appear unrelated to any government transfer.

XRP Network Activity Plummets 70%, Raising Concerns Over Adoption

The XRP Ledger's payment volume has collapsed by 70% in a matter of days, dropping from 2.5 million daily transactions to just 741,501 as of June 25, 2025. This stark decline in network activity contrasts with relative price stability, signaling a potential disconnect between market sentiment and underlying utility.

Large investors are exiting positions at a rate of $68.5 million daily, compounding concerns about the network's vitality. On-chain metrics reveal shrinking user engagement, challenging the narrative of organic adoption. The ledger's operational model now faces scrutiny as fundamental indicators diverge from price action.

Technical signals remain weak despite superficial price support. Market observers warn that without a swift recovery in network usage, XRP risks permanent deterioration of its value proposition. The coming weeks will prove critical for demonstrating real-world demand beyond speculative trading.

XRP Price Prediction Turns Explosive – New Crypto Presale Gains Attention

XRP has surged past $2.18, signaling a potential push toward $3 as bullish momentum returns to the crypto market. Analysts note the token's ability to hold key support levels, with $2.75-$3.00 emerging as the next resistance zone.

Meanwhile, capital is rotating toward early-stage tokens and presales, fueled by renewed risk appetite. While XRP remains a conservative play, smaller-cap projects are attracting investors seeking higher upside potential.

Ripple CEO Brad Garlinghouse Hails XRPL Game-Changing Update

Ripple CEO Brad Garlinghouse has publicly endorsed the latest upgrade to the XRP Ledger (XRPL), version 2.5.0, calling it a "huge progress" for the blockchain. The update introduces critical enhancements such as improved escrow functionality, batch transaction processing, and permissioned decentralized exchanges—features poised to bolster XRPL's competitiveness against Ethereum and Solana.

The technical improvements, including bug fixes and amendments debated for years, aim to increase efficiency and stability. Developers across the crypto ecosystem have rallied around the release, signaling strong community support. Garlinghouse's acknowledgment underscores Ripple's strategic focus on enterprise adoption through technological advancement.

XRP Faces Critical Technical Test as Veteran Trader Flags Bearish Pattern

XRP stabilized above $2.00 after rebounding from a weekend sell-off, but veteran trader Peter Brandt warns of a looming head-and-shoulders pattern that could signal deeper declines. The cryptocurrency's price structure shows a potential bearish reversal formation, with Brandt noting the neckline at $1.875 as a key level to watch.

A weekly close below $1.875 would confirm the pattern, potentially triggering a breakdown. Brandt emphasized the current price sits at support, leaving room for interpretation. The pattern traces back to late 2024, with XRP's left shoulder forming near $2.90, head reaching $3.40, and right shoulder appearing around $2.65.

XRP Ledger 2.5.0 Update Boosts Institutional and DeFi Appeal with Key Upgrades

RippleX, the developer arm of Ripple, has launched XRP Ledger 2.5.0, marking a significant milestone for the XRP ecosystem. The update introduces a suite of technical enhancements designed to strengthen institutional and decentralized finance (DeFi) adoption.

Key features include batch transactions, token escrow, and permissioned decentralized exchanges (DEX). Batch transactions (XLS-56) allow multiple operations to be grouped into a single atomic transaction, reducing failure rates for large-scale operations like payrolls or airdrops. Token escrow (XLS-85) now supports IOU and multi-purpose tokens, enabling smart contract-like functionalities such as conditional releases and vesting schedules.

Senior engineer Mayukha Vadari describes the release as ushering in a new era for the Ripple ledger. The upgrades are expected to enhance XRP's utility in both traditional finance and emerging DeFi markets.

XRP Rebounds from Key Support but Faces Volume Concerns

XRP has staged a sharp recovery from the $1.92 support level, a critical high time-frame zone just below the value area low of its current trading range. The bounce followed a liquidity sweep, a classic market maneuver where stops are hunted before a reversal. Buyers defended the level aggressively, propelling the price back above the point of control.

However, the rally lacks conviction. Weak volume casts doubt on whether the $2.09 support—now acting as a make-or-break level—can hold. Failure to sustain this zone risks invalidating the recovery, potentially leading to another failed rally and deeper losses. Market participants are watching for a decisive close above $2.09 to confirm bullish continuation.

The technical setup remains precarious. While the liquidity sweep at $1.92 was textbook, the absence of strong follow-through buying raises questions about broader market participation. XRP’s ability to reclaim and hold higher levels will determine whether this is a genuine reversal or another dead-cat bounce.

XRP Breaks Out Above $2.20 With Triple Volume Surge

XRP surged past the $2.20 resistance level, gaining nearly 2% in a decisive move backed by a tripling of its average trading volume. The breakout suggests renewed buyer conviction and a potential shift in momentum.

The rally comes as global markets stabilize following ceasefire announcements in geopolitical hotspots like Iran and Israel. Earlier tensions had pushed XRP to a low of $1.90 before it recovered 14% in recent sessions.

Technical analysts highlight a breakout from a descending wedge pattern, with XRP now testing support between $2.22 and $2.23. The move was fueled by heavy buying activity, including a spike of 107 million XRP traded during the 13:00 UTC hour on June 25.

XRP's price action now positions it within a 334-day symmetrical triangle pattern. Analysts speculate that sustained momentum could propel the token into the $5–$10 range by Q3 2025.

XRP Price Prediction: Ceasefire Optimism and Derivatives Fuel $3 Breakout Potential

XRP surged to $2.17, rebounding sharply from Sunday's $1.90 low as derivatives activity and trading volume spiked. The rally aligns with a broader risk-on shift following geopolitical de-escalation between Iran and Israel, coupled with the Federal Reserve's tempered rate hike rhetoric.

Open interest climbed 5% to $3.74 billion while derivatives volume exceeded $9.5 billion, signaling renewed bullish conviction. Market participants now eye the $3 threshold as Fed Chair Powell's "wait-and-see" stance on tariffs and inflation sustains crypto appetite.

Ripple vs SEC Lawsuit Update: New Ruling Expected, But It Won’t Decide XRP’s Future

The protracted legal clash between Ripple and the U.S. Securities and Exchange Commission is nearing another procedural milestone. Speculation about an imminent final judgment has been circulating, but legal clarity emerges from the noise.

Contrary to social media rumors, Judge Analisa Torres isn't preparing a landmark ruling on XRP's classification. The pending decision concerns an "indicative ruling" - a narrow evaluation of potential penalty reductions for Ripple and modifications to institutional sales restrictions. This procedural step leaves intact the July 2023 determination that XRP doesn't qualify as a security in secondary market transactions.

Market participants should note the distinction between procedural developments and substantive law. The foundational ruling establishing XRP's non-security status remains unaffected, preserving regulatory clarity for exchanges and investors. Settlement talks continue in the background, though no official proposals have materialized.

XRP Mining Expands Global Cloud Mining Network with 300% User Growth

XRP Mining is rapidly scaling its cloud mining ecosystem amid intensifying cryptocurrency competition. The platform's dual strategy of product simplification and technological innovation has driven a 300% surge in users and 8 million app downloads within months.

The service demystifies cloud mining by allowing wallet-bound participation without hardware requirements. This approach opens passive income opportunities to non-technical investors through daily settlements on computing power contracts.

XRP Price Predictions: 2025, 2030, 2035, 2040 Forecasts

"These projections assume sustained network upgrades and regulatory clarity," emphasizes Ava, noting volatility risks.