XRP Outperformed S&P 500 by 12x in 5-Year Profit Showdown

XRP just delivered a masterclass in asset performance—leaving traditional markets eating its dust.

While Wall Street pats itself on the back for single-digit returns, XRP racked up gains that make the S&P 500 look like a savings account. Twelve times more profits in half a decade—that’s not a gap, it’s a canyon.

Forget slow-and-steady. This is digital finance on rocket fuel. XRP didn’t just beat the index; it rewrote the playbook on what performance looks like in a crypto-powered era.

Maybe it’s time the old guard admits: sometimes the future wears a blockchain, not a suit.

Ripple’s XRP Beats the S&P 500 Index by 1,170% in 5 Years

To keep it in context, XRP has generated 1,170% profits from September 2021 to 2025. On the other hand, the S&P 500 index has generated returns of 101% during the same timeframe. Therefore, Ripple’s native token has given 12 times more returns than the US stock market index.

An investment of $1,000 in XRP in 2020 would have turned into $12,700 in September 2025. However, the same $1,000 investment in the S&P 500 index would have turned into $2,010 in the same timeframe. Ripple’s native token is the clear winner here as the returns are much larger and humongous.

Moreover, that does not mean that the S&P 500 index is performing below average. The US stock market and the cryptocurrency market work in different parameters. The cryptocurrency market is mostly not connected to the performance-based parameters of companies like the stock market. The two move on separate tracks, and the investor’s interest acts differently.

For example, cryptocurrency investors blindly invest money while stock market traders think twice. Therefore, XRP’s influx of funds comes from all corners, while the S&P 500 investments come after deep analysis from traders and institutions. This gives the cryptocurrency market an added advantage when compared to the stock market.