Is the SEC’s Grip Stifling Ripple (XRP)? Why $10 Remains Elusive in 2025

The SEC's legal crusade against Ripple continues to cast a long shadow over XRP's price potential—despite the crypto's undeniable utility in cross-border payments. While Bitcoin and Ethereum flirt with new highs, XRP traders are left wondering if regulatory overreach is the only thing holding back a moonshot.

Bureaucracy vs. Blockchain

Ripple's courtroom battles have become a referendum on how aggressively US regulators will clamp down on altcoins. Every procedural delay fuels speculation that the SEC prefers ambiguity to clear rules—classic bureaucratic innovation-stifling.

The $10 Question

Technical analysts spot bullish patterns, but institutional money stays sidelined until legal clarity emerges. Meanwhile, Ripple's growing Asian partnerships hint at an ironic twist: the 'American crypto' might reach its $10 destiny faster through offshore adoption.

Wake us up when the regulators discover cost-benefit analysis.

Will US Regulations Push XRP to $10?

President Donald Trump has stated many times that he wants the crypto industry to thrive in the US. He has also hinted that he wants American crypto companies not to face regulatory problems to grow. The US is on the brink of rolling out its GENIUS stablecoin act. Ripple’s novel stablecoin project could greatly benefit from the legislation.

The US is also expected to bring in clear regulations sometime this year. The SEC has also said that having clear crypto regulations is one of its priorities. The financial watchdog welcomed a pro-crypto candidate, Paul Atkins, as its head earlier this year. Many expect Atkins to take a lenient approach to the crypto industry. The SEC also dropped its lawsuit against Ripple earlier this year.

If clear regulations are available, we may see many financial institutions adopt Ripple’s XRP Ledger. The MOVE could lead to a surge in investor confidence. We could very easily see XRP breach the $10 mark if everything goes according to plan.

Another bullish move could be the approval of an XRP ETF. There are several spot XRP ETF applications with the SEC. There is a high probability that the financial watchdog will approve at least one XRP ETF sometime this year. An ETF approval will likely lead to a surge in institutional inflows for XRP. Institutional money plays a big role in an asset’s price movements. Such a development will greatly increase XRP’s chances of hitting the $10 mark.