XRP vs. the Dollar: The Ultimate Inflation Hedge Showdown in 2025

As inflation gnaws at traditional currencies like a starved raccoon in a dumpster, crypto rebels are eyeing XRP as their financial bunker. But does it really outmuscle the greenback?

Here’s the brutal truth—no sugar-coating, just ledger entries.

The Dollar’s Slow Bleed

Central banks keep printing, wallets keep thinning. The USD’s purchasing power? Down 15% since 2020. Meanwhile, XRP’s fixed supply laughs at quantitative easing.

XRP’s Speed Advantage

While the Fed debates rate hikes over martinis, XRP settles cross-border payments in 3 seconds. Try that with SWIFT’s dinosaur infrastructure.

Volatility vs. Stability

Sure, XRP’s price swings could give a crypto trader whiplash—but unlike the dollar, its scarcity is hardcoded. No backroom deals to inflate supply.

Final verdict? The dollar’s still the global reserve currency… for now. But if you trust bankers less than blockchain validators, maybe it’s time to hedge your bets. (Just don’t tell the SEC we said that.)

Why XRP Could Be A Better Hedge Against Inflation Than The US Dollar

One significant reason why Ripple’s XRP token is a better hedge against inflation than the US dollar is its finite supply. There will only ever be 100 billion tokens. About 59 billion XRP tokens are in circulation right now. The USD, on the other hand, has no fixed supply cap. The central bank can print new money whenever it seems fit.

XRP also operates on a decentralized network. This means that there is no central authority. The dollar’s value could change according to US monetary policies. Factors like government spending or quantitative easing play a significant role in the US dollar’s value.

The popular crypto has also seen a sharp increase in demand for global cross-border payments. Several banks in Japan have adopted the XRP Ledger for cross-border settlements. We could see a similar pattern emerge in the US after the SEC clarifies the crypto regulatory scenario.

There are also several spot XRP ETF applications awaiting approval at the SEC. There is a high probability that we will get an ETF sometime this year. Many have speculated that an XRP ETF could make a debut as early as July 2025.

Despite the coin being a top choice for many, it is unlikely to outshine the dollar anytime soon. The US dollar has a track record for being a SAFE haven in times of distress. With global tensions high, the dollar could once again prove to be the asset of choice for many around the world.