USDC on HBAR Explodes 2,150% as Banks Pivot to XRP Ledger—Because Slow Money Was Too Profitable

Stablecoin velocity hits ludicrous speed as institutional players abandon legacy rails. USDC’s surge on Hedera isn’t just growth—it’s a bank run in reverse.

Meanwhile, the XRP Ledger becomes the new playground for finance dinosaurs trying to crypto-fy their balance sheets. Guess those 9-figure SWIFT fees weren’t sticky after all.

Banks Push XRP as USDC Explodes on HBAR Amid Crypto Shake-Up

There has been a significant increase in the use of blockchain technology in the banking sector, especially with Hedera Hashgraph and XRP Ledger. Traditional payment systems are no longer adequate for the needs of modern commerce, so financial institutions are investing heavily in cryptocurrency-based options.

Stablecoin Dominance Powers HBAR Growth

USDC is now the dominant token on HBAR, making up 99.87% of all assets on the Hedera network and collecting $1,137 in fees to increase the value locked to $209.63 million. The rise in USDC on HBAR is because it serves as a replacement for the US dollar in crypto transactions, with more people embracing stablecoins on several blockchains worldwide.

$HBAR is at the centre of stablecoin adoption with native-Hedera $USDC spiking over +2150% in recent weeks as usage surges. As we all know, Circle’s USDC may very well be utilized as an alternative, real-world digital dollar. pic.twitter.com/8srZURq3zN

Accordingly, trading volume for HBAR has increased to $224.12 million within 24 hours which is 52% more than the previous day. Currently, HBAR’s market capitalization stands at $8.38 billion and its price has risen above $0.20 after climbing 4.4% last week.

XRP Ledger Captures Banking Attention

Banks are increasingly eyeing the XRP Ledger as the foundation for entire digital ecosystems, moving beyond simple payment processing to comprehensive blockchain integration. The technology’s ability to settle transactions in 3-5 seconds while maintaining negligible fees has positioned it as a superior alternative to traditional SWIFT systems.

Yoshitaka Kitao, CEO of SBI Group, said:

Previously, business consultant Jake Claver disclosed that international payment systems result in banks having over $27 trillion of capital on hold. Thanks to its technology, XRP Ledger allows financial institutions to send funds overseas in seconds at significantly less cost which can help free up huge amounts of unused capital.

Expert Versan Aljarrah emphasized the significance of XRP holdings, and said:

Institutional Adoption Accelerates Market Transformation

The convergence of USDC on HBAR growth and also the XRP Ledger adoption represents a larger transformation in how banks approach digital assets in general. Japan leads this movement, with about 80% of the country’s banks preparing to integrate XRP into their cross-border payment systems by 2025, also highlighting the global shift toward cryptocurrency-based financial infrastructure.

WILD TAKE:XRP won’t just power payments.

Banks are eyeing it to run entire digital ecosystems — from CBDCs to custody to asset tokenization.

This isn’t just speculation.

Let me show you why.pic.twitter.com/kOm9iQrQiA

With the Bank of Japan recognizing XRP Technology, mainstream adoption in the industry can rise to a new level in Japan and create substantial increases in volume on blockchain networks. The trust led by this validation is likely to bring adoption of these technologies by other institutions, helping the XRP Ledger and USDC on HBAR succeed in today’s finance.

Seeing USDC up 2,150% on the HBAR ecosystem and banks cautiously using the XRP Ledger points to a big shift in crypto adoption. When traditional lenders adopt blockchain for international payments and asset management, both networks are set to gain from this trend. These technologies are being treated by banks as useful improvements rather than risky investments which suggests the existing growth is simply the start of important changes in finance worldwide.