XRP’s 300% Surge Since : Will History Repeat in 2026?

XRP just pulled off a stunner—nearly 300% gains since 2024. Now the big question: Can lightning strike twice?

Breaking Down the Rally

The crypto’s meteoric rise left even Bitcoin maximalists double-checking their charts. No fluke—just pure, volatile market chaos.

The 2026 Gamble

Same players, same hype cycle. But with regulators lurking and whales playing puppeteer, another triple-digit run isn’t guaranteed. (Cue the usual ‘DYOR’ disclaimers.)

Finance’s dirty little secret? Most assets don’t get encores—they get bagholders.

Can Ripple’s XRP Replicate Its 300% Rally in 2026?

If XRP rallies by another 300% from its current price levels, it will hit a new peak of $8.80. This may seem significant, but certain developments could push the asset beyond the $8 mark.

XRP’s incredible rally this year is most likely due to the settlement of the SEC vs. Ripple lawsuit. The SEC lawsuit presented substantial hurdles to XRP’s price. The asset faced challenges even during the 2021 market rally. While most other assets were hitting all-time highs, XRP was struggling to gain momentum. With the lawsuit out of the way, the popular crypto seems to have found its footing again. Although the current market crash is concerning, we will most likely witness a recovery over the coming months.

ETFs have played a major role in the 2025 market cycle. Bitcoin (BTC) and ethereum (ETH) have both hit new all-time highs this year, thanks to consistent and large ETF inflows. There are several XRP ETF applications awaiting approval at the SEC. There is a high chance the SEC will approve at least one XRP ETF sometime this year, given the agency’s pro-crypto stance under the Trump administration. An ETF approval may lead to a surge in institutional investments for XRP. Such a development could propel the asset’s price to new all-time highs and beyond.

However, the crypto market is plagued by volatile price swings. Nothing is set in stone, and the market could pivot in either direction. Hence, there is also the possibility that XRP will remain at its current price for a prolonged period, if not face further corrections.