PayPal USD Explodes Onto Stellar Network - Now Accessible to 10M+ Global Accounts

Stellar just got a massive boost with PayPal USD landing on its blockchain—unlocking instant dollar transactions for millions worldwide.

Global Access Unleashed

The integration throws open the gates to over 10 million accounts, slashing cross-border payment barriers and bypassing traditional banking delays. No more waiting days for settlements—Stellar's network delivers near-instant finality.

Finance's New Frontier

This move catapults stablecoin utility beyond speculative trading into real-world payments. Finally, digital dollars actually do something useful—unlike those legacy banks still charging $25 wire transfer fees for 1970s technology.

Watch traditional finance scramble as blockchain eats their lunch—again.

• PayPal USD (PYUSD) stablecoin has launched on the Stellar network, expanding its global reach.
• The integration enables real-time payments, faster settlements, and wider business adoption.
• Stellar’s proven infrastructure with 10M accounts and 20B+ operations supports PYUSD’s growth.

The stablecoin PayPal USD (PYUSD) is now live on the Stellar blockchain, marking another step in its global rollout. Already available through PayPal and Venmo, PYUSD is now going to be transacting through Stellar’s network, introducing secure and stable digital dollars to new wallets and platforms such as Bitcoin.com, Chipper Cash, Decaf, Arculus, Meru, CiNKO, COCA, and Lobstr.

It amplifies the role of stablecoins in real-world settlements. It was noted by Corbin Fraser, CEO of Bitcoin.com, that it allows PYUSD on stellar to enable millions of users to experience fast and affordable transfers while introducing reliability in digital transfers.

For PayPal, expansion is included in its strategy of converging to reach users in different settings: offline, online, and soon enough, on-chain. PayPal crypto Vice President May Zabaneh explained that the release opens up possibilities for novel use cases for frictionless digital payments.

PayPal USD on Stellar Unlocks Real-Time Settlements for SMEs

Beyond convenience, PYUSD usage on Stellar has tremendous business potential, especially for small and medium enterprises. Transfers that previously took their time or paid up-front fees can be settled in near real-time. That means rapid settlement with suppliers, better inventory management, and more responsive working capital.

Liquidity providers benefit too, through the opportunity to enable these real-world economic flows and earn returns that reflect actual economic activity. PYUSD is collateralized 1:1 with US dollar deposits, US Treasuries, and cash equivalents, with stability through oversight by the New York State Department of Financial Services (NYDFS).

For everyday consumers, the combination allows for trustworthy digital dollars that can be sent and received almost instantly and routinely over Stellar’s global network.

Stellar’s Growing Role in Payments

Nearly 10 million accounts and more than 20 billion operations overall have helped Stellar become a real force in blockchain-based payments. Open-source SDKs and Soroban-based smart contracts allow programmers to build financial programs, programmable products for payments, and enterprise-based PYUSD-centric systems.

Stellar Development Foundation CEO Denelle Dixon described the partnership as historic, as Stellar was originally created for payments, and PayPal’s addition of a stablecoin is yet another vote of confidence for the network.

The release of PYUSD onto Stellar announces an increasing trend in the way that stablecoins are integrated into real-world payment systems to deliver quicker, easier, and more secure payment solutions to consumers and businesses everywhere.