Ripple CEO Joins Fed Talks as Cardano Eyes XRP Wallet Integration - Crypto’s Power Move

Ripple's CEO steps into the Federal Reserve's inner circle while Cardano teases major XRP wallet integration—crypto's playing chess while traditional finance still struggles with checkers.

Regulatory Breakthrough or Strategic Maneuver?

Ripple's top executive joins high-stakes Fed discussions, signaling potential regulatory thaw for digital assets. Meanwhile, Cardano's development team quietly tests XRP wallet compatibility—a move that could bridge two major blockchain ecosystems.

Market Impact

The dual development sends ripples through trading desks. XRP holders eye reduced regulatory overhang, while ADA enthusiasts anticipate expanded utility. Traders position for potential volatility spikes as institutional money watches from the sidelines—still waiting for their compliance committees to approve the memo about what blockchain actually is.

Finance's slow dance with innovation continues: banks form another committee to study digital assets while crypto builds the future despite them.

• Ripple CEO Brad Garlinghouse joined blockchain leaders in a Federal Reserve roundtable on August 25, 2025.
• Cardano’s Charles Hoskinson hinted at a possible integration of XRP in Cardano’s Lace wallet by year-end.
• The event highlighted how stablecoins and digital assets may align with U.S. regulatory frameworks.

Ripple CEO Brad Garlinghouse joined a crucial roundtable with officials from the Federal Reserve on August 25, 2025. The roundtable assembled prominent leaders of the blockchain community to consider the future of digital assets in the regulation of the US financial system.

Garlinghouse joined the founder of Cardano, Charles Hoskinson; chainlink co-founder Sergey Nazarov; co-founder of Solana, Anatoly Yakovenko; and Ilya Polosukhin of Near Protocol.

The roundtable was important because the Federal Reserve, famously known in the land as the nation’s payment regulator, is pondering where it stands in the new era of digital assets forged in the Genius Act. The bill has opened up the possibility of regulatory discussion about stablecoins and their entry into the mainstream of finance.

NEW:@Ripple CEO @bgarlinghouse attended a roundtable with Federal Reserve officials!

Specifically, he participated in a roundtable discussion alongside other blockchain industry leaders, including Cardano founder Charles Hoskinson, Chainlink co-founder Sergey Nazarov,… https://t.co/QL0m1Pa18F

Focus on Stablecoins and Crypto Regulation

Stablecoins were center stage, with the attendees discussing their usage in Web3 and traditional banks. Hoskinson referred to $250B in circulation and 180M transactions per month and the need for clear custody rules, insurance coverage, and audit oversight.

The Federal Reserve acknowledged the supervisory role it plays with respect to oversight of the payment but found stablecoins a new frontier and had concerns about giving banks or blockchain companies access to master accounts and finding a balance between consumer protection and innovation.

Potential Ripple’s XRP Support Could Expand Cardano’s Ecosystem

The event also left room for industry bigwigs to engage in direct dialogue. Hoskinson reported a successful exchange with Garlinghouse regarding the XRP token of the Ripple protocol. One key takeaway of the discussion between the two is the chance of Cardano integrating support for XRP in its Lace wallet by the end of 2025. Such a development would connect two big ecosystems and open up Cardano’s user base to smoother access to XRP transacting and liquidity.

Such future collaborations are a harbinger in the blockchain space, where a surge of interoperability and shared utility is more salient than isolated development. With collaborations, visionaries aim to expand adoption among users and present unified strategies to the regulators.

Blockchain Leaders Stress Need for Regulatory Certainty

The roundtable touched upon the importance of regulatory certainty with increasingly expanding blockchain networks. Garlinghouse, Yakovenko, Nazarov, and Polosukhin exchanged comments on the capacity of their networks to comply with requirements without giving up the benefits of decentralization.

For the Federal Reserve, the event presented an opportunity to engage directly with pioneers of the digital economy. For the industry, it was a shift towards orderly engagement with U.S. regulators.